Hawthorns, Fen Lane, North Ockendon, Upminster, RM14 3PR

UPRN:100021406910Detached Bungalow2 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band EEPC: E (52)

Data freshness:Listing· freshPlanning· 6mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Hawthorns, Fen Lane, North Ockendon, Upminster, RM14 3PR

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£807,000

£726k - £887kMedium

Estimate

£807k

Range

£726k – £887k

Rent Estimate (pcm)

£2,350

£2k - £3k

Monthly

£2,350

Yield

3.52%

Verdict

Derived from HomePortfolio scores

Hawthorns earns an INVESTIGATE rating with HP Score 64/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (22/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

22/ 100

Low

Transit & Bike

Transit 13Bike 36

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +0.9% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 100021406910· as of 13 Oct 2026
Rental economics0/40
gross yield 3.5%; range width penalty ×0.65
- valuation_snapshotsrent estimate 2350/mo (range 2050-2700)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,778/mo, -76% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 303 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity12.8/15
254 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£600,000£920,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£800,000

At the asking price

Monthly rent£2,350/mo

Evidenced range £2,050-£2,700

Interest rate5.4%

Loan to value75%

Cash required: £271,300
Net cash flow: -£1,073/mo
Cash on cash: -4.7%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.87 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100021406910Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 2350/mo (range 2050-2700)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2350/mo (range 2050-2700)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 303 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£807,000

Rent Estimate (pcm)£2,350

Gross Yield3.52%

1y Growth-

3y Growth-1.5%

5y Growth-0.4%

10y Growth+1.3%

Last Sold Price£400,000 (2020-09-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1RM14 3PR

Approval Rate

-12mo

Development

low

P1237.26
Proposed single storey rear extension with a pitched roof
Pending
T0109.26
Referred Tree survey report refers to tree description as follows. Tree number, Tree survey Tag number, Species, Recommendations, Comments and locations using Eastings (E) & Northings (N). 1 - G1 - A Group Mixed Broadleaf - Reduce height of poplars to 5m. Raise low branches of entire group over the road to 5m. Remove deadwood on road side only. Sever ivy to preserve tree vitality and remove all diseased, dead and dying stems in falling distance of the road - Group consists of poplar, hawthorn, sycamore, horse chestnut and ivy. Mature poplar stem diameter range from 700-900mm, height range from 14-16m. Crown spread is 9-11m radius, poplar stem count is two . Other group members range from 150-300mm in stem diameter, 1.5-5m in height and stem count estimated. Poplar has a weak timber character and likely to fail from weight loading and weather conditions. E 558796.22 N 185015.18 2 - G2 - A Group Mixed Broadleaf - Remove all disease, dying and dead stems in falling distance of the road, sever ivy to preserve tree vitality of healthy stems, raise low branches over the road by 5m, reduce lateral limbs extending over the road 1m back from the road edge - Group consists of oak, sycamore and elm. Stem count estimated. Stem height ranges from 2-7m. Stem diameter ranges from 100-350mm. E 558800.22 N 185066.03 3 - G3 - A Group Mixed Broadleaf -Remove all disease, dying and dead stems in falling distance of the road, sever ivy to preserve tree vitality of healthy stems, raise low branches over the road by 5m, reduce lateral limbs extending over the road 1m back from the road edge - Group consists of oak, sycamore and elm. Stem count estimated. Stem height ranges from 2-7m. Stem diameter ranges from 100-350mm. 4 - G4 - A Group Mixed Broadleaf - Remove all disease, dying and dead stems in falling distance of the road, sever ivy to preserve tree vitality of healthy stems, raise low branches over the road by 5m, reduce lateral limbs extending over the road 1m back from the road edge. Remove major deadwood over the road - Group consists of oak, sycamore, pine, lime, and elm. Stem count estimated. Stem height ranges from 2-14m. Stem diameter ranges from 100-350mm. Please see the Additional Comments document for the pruning for the repair works on Church Lane.
Conditions
L0005.26
Listed building consent for the replacement of 9 non historic sash windows
Conditions

View Planning Timeline

Ownership

Corporate Ownership59.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2020-09-18
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

24 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£40,726

Population Density201 /km²

Owner Occupied87%

Age Distribution

0-15 19%16-64 56%65+ 25%

View Area Profile

Schools Nearby

Benyon Primary School
1.2 mi
Good
The James Oglethorpe Primary School
1.4 mi
Good
The Coopers' Company and Coborn School
1.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Gaynes School
1.9 mi
Good

5 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

May Cottage Fen Lane
-
£885k
-
Ladyville Lodge Fen Lane
-
£25k
-
Upweys Fen Lane
-
£765k
-
Hawthorns Fen Lane
-
£400k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN