55 Ladygate Lane, Ruislip, HA4 7QX

UPRN:100021462964Bungalow Property2 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band EEPC: D (63)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£700,000

£665k - £735kHigh

Estimate

£700k

Range

£665k – £735k

Rent Estimate (pcm)

£2,600

£2k - £3k

Monthly

£2,600

Yield

4.46%

Verdict

Derived from HomePortfolio scores

55 Ladygate Lane earns an INVESTIGATE rating with HP Score 77/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (51/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

51/ 100

Moderate

Transit & Bike

Transit 31Bike 33

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£700,000

At the asking price

Monthly rent£2,600/mo

Evidenced range £2,300-£2,850

Interest rate5.4%

Loan to value75%

Cash required: £236,300
Net cash flow: -£563/mo
Cash on cash: -2.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.10 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£700,000

Rent Estimate (pcm)£2,600

Gross Yield4.46%

1y Growth-

3y Growth+2.8%

5y Growth+2.0%

10y Growth+2.2%

Last Sold Price£320,000 (2009-07-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0HA4 7QX

Approval Rate

-12mo

Development

low

60571/APP/2026/2445
Erection of a front porch extension and erection of an outbuilding to the rear garden for use as a garden store (Application for a Certificate of Lawful Development for a Proposed Development).
Pending
80314/TRE/2026/240
TPO 384 T14 1x Oak to reduce overall height by up to 4m, reduce canopy spread up to 5m, remove all excessive overhanging and outward branches. Lift crown to provide clearance above vehicles, footpaths, and neighbouring properties. Thin the canopy to improve light penetration and overall structure.
Pending
80294/APP/2026/2324
Erection of a single storey rear extension, which would extend beyond the rear wall of the original house by 4.00 metres, for which the maximum height would be 3.00 metres, and for which the height of the eaves would be 2.60 metres
Pending

View Planning Timeline

Ownership

Corporate Ownership52.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2009-07-02
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,429

Population Density4,590 /km²

Owner Occupied77%

Age Distribution

0-15 18%16-64 57%65+ 25%

View Area Profile

Schools Nearby

Whiteheath Infant & Nursery School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Whiteheath Junior School
0.1 mi
GoodImproving
Bishop Winnington-Ingram CofE Primary School
0.3 mi
-
The Breakspear School
1.0 mi
Outstanding

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

79 Ladygate Lane
-
£680k
-
45 Ladygate Lane
-
£755k
-
61 Ladygate Lane
-
£680k
-
63 Ladygate Lane
-
£765k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN