25 Belmont Close, Uxbridge, UB8 1RF

UPRN:100021474840Detached House4 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band GEPC: D (60)

Data freshness:Listing· freshPlanning· 6mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£1,219,000

£1.10M - £1.34MMedium

Estimate

£1.22M

Range

£1.10M – £1.34M

Rent Estimate (pcm)

£5,150

£5k - £6k

Monthly

£5,150

Yield

5.15%

Verdict

Derived from HomePortfolio scores

25 Belmont Close earns an INVESTIGATE rating with HP Score 75/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is low. Walkability is limited (63/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

72/ 100

High

Crime Score

34/ 100

Moderate

Walkability

63/ 100

Moderate

Transit & Bike

Transit 49Bike 54

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 12 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +1.6% (MEDIUM), sold-comps -12.4%, £/sqft -12.4%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 14 Nov 2026
- valuation_snapshotsestimate for 100021474840· as of 14 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 18.5%· as of 1 Nov 2026
Rental economics1/40
gross yield 5.1%; range width penalty ×0.81
- valuation_snapshotsrent estimate 5150/mo (range 4650-5650)· as of 14 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,407/mo, -27% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 12 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 38 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 12 Nov 2026
Risk & liquidity12.8/15
242 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£900,000£1,380,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,200,000

At the asking price

Monthly rent£5,150/mo

Evidenced range £4,650-£5,650

Interest rate5.4%

Loan to value75%

Cash required: £425,050
Net cash flow: -£485/mo
Cash on cash: -1.4%
Score at this price: 14

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.27 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100021474840Valuation edge · as of 14 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 18.5%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 5150/mo (range 4650-5650)Rental economics · as of 14 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 12 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 12 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 5150/mo (range 4650-5650)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 38 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,219,000

Rent Estimate (pcm)£5,150

Gross Yield5.15%

1y Growth-2.6%

3y Growth+3.7%

5y Growth+3.2%

10y Growth+2.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1UB8 1RF

Approval Rate

-12mo

Development

low

17128/APP/2026/2503
Alterations to existing extension roof and facades to facilitate solar installation, and conversion of part of the garage to habitable use.
Pending
PL/26/07981/FA
Construction of a Flash Charging Electric Vehicle Hub which includes a charging upstand, power cabinet unit and self-contained energy buffer units purpose-built for high-rate DC charging infrastructure and associated works
Pending
38074/APP/2026/2409
Variation of conditions 5 (details of lighting), 6 (contamination) and 7 (decking details) of planning permission reference 38074/APP/2026/1405, dated 17-08-26 (Replacement of existing rear ramp and construction of rear terrace with associated structures. Refurbishment of the existing fourth floor terrace with associated structures and landscaping. Construction of front entrance canopy. Alterations to existing facade glazing. Reorganisation and provision of car and cycle parking, hard and soft landscaping works and associated development.) The application seeks to amend the wording of Conditions 5 (details of lighting) and 7 (decking details) to compliance conditions and to amend the wording of Condition 6 (contamination).
Pending

View Planning Timeline