59 Moor Lane, Chessington, KT9 1BN

UPRN:100021750128End Terrace House3 bedsBuilt 1976-1982

FreeholdCouncil Tax: -EPC: C (80)

Data freshness:Planning· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£498,000

£473k - £522kHigh

Estimate

£498k

Range

£473k – £522k

Rent Estimate (pcm)

£2,200

£2k - £2k

Monthly

£2,200

Yield

3.52%

Verdict

Derived from HomePortfolio scores

59 Moor Lane earns an INVESTIGATE rating with HP Score 82/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (71/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

71/ 100

High

Transit & Bike

Transit 41Bike 65

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-1.6/15
claims [AVM -50.6% (HIGH), sold-comps -64.1%, £/sqft -64.1%] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 100021750128· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 8 comps, dispersion 11.1%· as of 7 Nov 2026
Rental economics0/40
gross yield 3.5%; range width penalty ×0.88
- valuation_snapshotsrent estimate 2200/mo (range 2050-2400)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,677/mo, -76% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 95 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.7/15
174 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£562,500£862,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£750,000

At the asking price

Monthly rent£2,200/mo

Evidenced range £2,050-£2,400

Interest rate5.4%

Loan to value75%

Cash required: £253,800
Net cash flow: -£1,008/mo
Cash on cash: -4.8%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.87 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100021750128Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 8 comps, dispersion 11.1%Valuation edge · as of 7 Nov 2026
valuation_snapshotsrent estimate 2200/mo (range 2050-2400)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2200/mo (range 2050-2400)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 95 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£498,000

Rent Estimate (pcm)£2,200

Gross Yield3.52%

1y Growth+9.9%

3y Growth+1.4%

5y Growth+2.7%

10y Growth+2.5%

Last Sold Price£455,000 (2024-12-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1KT9 1BN

Approval Rate

100%12mo

Development

low

26/02319/TPO
T1 - Austrian pine - Remove all deadwood from the entire crown of the tree - Remove the split limb that is overhanging the road back to a good growth point - Reduce the crown by 1.5 meters in length away from the house, house side only (hight will remain the same/un touched) - Reduce the two larger over extended limbs that grow towards the house back into the same crown shape as the rest of the crown (3meters in length) - Instal bird deterrent spike strips on the main branches that are overhanging the driveway.
Pending
26/02297/PAEXT
Erection of single storey rear extension (4.5m in depth, maximum height of 2.95m and eaves height of 2.82m)
Pending
26/02198/DTN
Two Dead Scots Pine trees
Approved

View Planning Timeline

Ownership

Corporate Ownership64%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-12-19
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£41,833

Population Density6,617 /km²

Owner Occupied85%

Age Distribution

0-15 19%16-64 62%65+ 19%

View Area Profile

Schools Nearby

Castle Hill Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Paul's CofE Primary School
0.3 mi
Good
St Mary's CofE (Aided) Primary School
0.5 mi
Good
Tolworth Girls' School and Sixth Form
0.6 mi
Outstanding

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

59 Moor Lane
-
£455k
-
57 Moor Lane
-
£700k
-
61 Moor Lane
-
£500k
-
39 Moor Lane
-
£650k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN