2 Spinney Close, New Malden, KT3 5BQ

UPRN:100021781624Terrace Property3 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band EEPC: C (75)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 5mo ago

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£780,000

£741k - £819kHigh

Estimate

£780k

Range

£741k – £819k

Rent Estimate (pcm)

£3,350

£3k - £4k

Monthly

£3,350

Yield

5.06%

Verdict

Derived from HomePortfolio scores

2 Spinney Close earns an INVESTIGATE rating with HP Score 77/100. Investment score 77/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (48/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

77/ 100

High

Crime Score

13/ 100

Low

Walkability

48/ 100

Mixed

Transit & Bike

Transit 44Bike 58

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£795,000

At the asking price

Monthly rent£3,350/mo

Evidenced range £3,000-£3,650

Interest rate5.4%

Loan to value75%

Cash required: £269,550
Net cash flow: -£364/mo
Cash on cash: -1.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.25 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£780,000

Rent Estimate (pcm)£3,350

Gross Yield5.06%

1y Growth-

3y Growth+4.9%

5y Growth+2.2%

10y Growth+2.1%

Last Sold Price£250,000 (2009-05-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0KT3 5BQ

Approval Rate

-12mo

Development

low

26/02379/HOUF
Erection of first floor side extension
Pending
26/02324/TCA
T1: Lime (Tilia species) - 1.5-2 metre Crown reduction.
Pending
26/02271/CLC
Details required for Condition 9 (Construction Management Plan) and Condition 16 (Biodiversity Gain Plan) of planning permission 25/03218/FUL (Demolition of single storey annex dwelling attached to no. 98 and erection of detached dwelling)
Pending

View Planning Timeline