55 Elm Park, London, SW2 2TX

UPRN:100021836743Mid Terrace House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band EEPC: C (70)

Data freshness:Listing· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£927,000

£880k - £973kHigh

Estimate

£927k

Range

£880k – £973k

Rent Estimate (pcm)

£4,900

£5k - £5k

Monthly

£4,900

Yield

6.19%

Verdict

Derived from HomePortfolio scores

55 Elm Park earns an INVESTIGATE rating with HP Score 78/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (80/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

29/ 100

Moderate

Walkability

80/ 100

High

Transit & Bike

Transit 28Bike 65

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 5 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -2.5% (HIGH), sold-comps -21.6%, £/sqft -21.7%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Nov 2026
- valuation_snapshotsestimate for 100021836743· as of 10 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 11 comps, dispersion 11.1%· as of 10 Nov 2026
Rental economics8.7/40
gross yield 6.2%; range width penalty ×0.91
- valuation_snapshotsrent estimate 4900/mo (range 4550-5250)· as of 10 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -536/mo, -11% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 53 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity14.6/15
475 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£712,500£1,092,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£950,000

At the asking price

Monthly rent£4,900/mo

Evidenced range £4,550-£5,250

Interest rate5.4%

Loan to value75%

Cash required: £325,050
Net cash flow: £186/mo
Cash on cash: 0.7%
Score at this price: 23

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.53 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100021836743Valuation edge · as of 10 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 11 comps, dispersion 11.1%Valuation edge · as of 10 Nov 2026
valuation_snapshotsrent estimate 4900/mo (range 4550-5250)Rental economics · as of 10 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 4900/mo (range 4550-5250)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 53 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£927,000

Rent Estimate (pcm)£4,900

Gross Yield6.19%

1y Growth+25.9%

3y Growth-1.0%

5y Growth-0.8%

10y Growth+0.1%

Last Sold Price£925,000 (2022-11-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1SW2 2TX

Approval Rate

-12mo

Development

low

26/03243/TCA
Removal of tree T1 (not specified)
Pending
26/03214/FUL
Erection of a rear dormer window, installation of two front roof lights and two roof lights to the rear outrigger, installation of solar panels, and installation of an external A/C unit to the rear outrigger.
Pending
26/03202/RG3
Replacement of windows and doors, the replacement of roof finishings, new insulation and replacement of light wells in main roof.
Pending

View Planning Timeline

Ownership

Corporate Ownership66.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-11-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,666

Population Density15,781 /km²

Owner Occupied43%

Age Distribution

0-15 13%16-64 79%65+ 8%

View Area Profile

Schools Nearby

Holmewood Nursery School
0.2 mi
Outstanding
Holy Trinity Church of England Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Elm Court School
0.3 mi
-
Jubilee Primary School
0.3 mi
Good

4 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

39 Elm Park
-
£838k
-
31 Elm Park
-
£906k
-
23 Elm Park
-
£1.05M
-
37 Elm Park
-
£800k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN