Flat 1, 256 Rosendale Road, London, SE24 9DL

UPRN:100021885874Converted Flat1 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band BEPC: D (57)

Data freshness:Listing· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

Flat 1, 256 Rosendale Road, London, SE24 9DL

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£336,000

£268k - £403kLow

Estimate

£336k

Range

£268k – £403k

Rent Estimate (pcm)

£1,800

£2k - £2k

Monthly

£1,800

Yield

7.85%

Verdict

Derived from HomePortfolio scores

Flat 1 earns an INVESTIGATE rating with HP Score 77/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (84/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

25/ 100

Moderate

Walkability

84/ 100

High

Transit & Bike

Transit 46Bike 72

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 5 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 18% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [sold-comps -12.7%, £/sqft -12.8%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
estimate confidence LOW below scoring floor · snapshot 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 22.9%· as of 28 Oct 2026
Rental economics21.1/40
gross yield 7.9%; range width penalty ×0.92; the estimate this rent rides on sits 18% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 1800/mo (range 1650-1900)· as of 13 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 18% above the ask on the same snapshot - verify the rent describes this home· as of 13 Oct 2026· verify before relying on this
Stress margin1.8/30
stressed cash flow +33/mo, +2% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 45 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity9.2/15
146 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£206,000£316,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£275,000

At the asking price

Monthly rent£1,800/mo

Evidenced range £1,650-£1,900

Interest rate5.4%

Loan to value75%

Cash required: £87,550
Net cash flow: £318/mo
Cash on cash: 4.4%
Score at this price: 32

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.94 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 22.9%Valuation edge · as of 28 Oct 2026
valuation_snapshotsrent estimate 1800/mo (range 1650-1900)Rental economics · as of 13 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 18% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_date

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1800/mo (range 1650-1900)
Rental economics needs verification before you rely on it
sale estimate 18% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£336,000

Rent Estimate (pcm)£1,800

Gross Yield7.85%

1y Growth-

3y Growth-1.1%

5y Growth+0.3%

10y Growth+0.7%

Last Sold Price£180,000 (2013-09-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1SE24 9DL

Approval Rate

-12mo

Development

low

26/03203/TCA
T1 Silver Birch - Fruiting body at the base and evidence of dieback at top of canopy. To carefully section fell as close to ground level as possible. Stump Grinding - To grind out stump to 300mm below ground level in preparation for replacement planting, backfilling hole with arising removing surplus from site in preparation for new planting.
Pending
26/03165/DET
Approval of details pursuant to condition 10 (Transport and Traffic Monitoring) of planning permission ref : 25/03733/RG4 (Temporary use of part of Brockwell Park for Brockwell Live 2026 for up to 32 days (including wet weather buffer days), involving the installation and de-installation of temporary infrastructure including fencing, stages, lighting, public address (PA) systems and other temporary structures and ancillary works) granted on 26.02.2026.
Pending
26/AP/3148
Certificate of lawfulness (proposed) for the removal of the existing garage doors/screens and installation of a new external wall and full-width white-finished aluminium window within the recessed undercroft opening, set back by approximately 200mm from the principal front building line, with surrounding white-finished aluminium cladding, facilitating the incorporation of the former garage into habitable accommodation.
Pending

View Planning Timeline

Ownership

Corporate Ownership72.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2013-09-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,666

Population Density-

Owner Occupied11%

Age Distribution

0-15 18%16-64 69%65+ 13%

View Area Profile

Schools Nearby

Turney Primary and Secondary Special School
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Rosendale Primary School
0.2 mi
Outstanding
St Jude's Church of England Primary School
0.5 mi
Good
Herne Hill School
0.5 mi
Inspected by ISI

3 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Forest Court, 250 Rosendale Road
-
£510k
-
Forest Court, 250 Rosendale Road
-
£510k
-
264 Rosendale Road
-
£95k
-
282 Rosendale Road
-
£435k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN