Lower Farm, Lew, Bampton, OX18 2BB

UPRN:10002188946Detached House5 bedsBuilt -

FreeholdCouncil Tax: -EPC: -

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

14 of 21 sources

Sale Estimate

£5,547,000

£4.44M - £6.66MLow

Estimate

£5.55M

Range

£4.44M – £6.66M

Rent Estimate (pcm)

£19,750

£18k - £22k

Monthly

£19,750

Yield

4.12%

Verdict

Derived from HomePortfolio scores

Lower Farm earns an INVESTIGATE rating with HP Score 55/100. Investment score 52/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

55/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

22/ 100

Moderate

Walkability

0/ 100

Low

Transit & Bike

Transit 32Bike 21

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range
listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£5,750,000

At the asking price

Monthly rent£19,750/mo

Evidenced range £17,850-£21,700

Interest rate5.4%

Loan to value75%

Cash required: £2,330,050
Net cash flow: -£5,733/mo
Cash on cash: -3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.02 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£5,547,000

Rent Estimate (pcm)£19,750

Gross Yield4.12%

1y Growth-

3y Growth+1.4%

5y Growth+2.4%

10y Growth+2.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0OX18 2BB

Approval Rate

-12mo

Development

low

24/02679/HHD
The erection of single storey east extension with glazed link to main dwelling, erection of a single storey extension to the western end of the cottage and link corridor to the rear extension to create single-storey living accommodation. Insertion of new windows and doors (amended description).
Rejected
24/02680/LBC
Internal and external alterations to include demolition of existing single storey, vaulted height garage and outbuildings and erection of a single storey east extension with glazed link to create single-storey living accommodation. Erection of a single storey extension to the western end of the cottage and link corridor to the rear extension including the formation of a doorway in existing exterior wall to connect to the glazed link extension. Changes to internal configuration. External alterations to include repair works to roof and insertion of new windows and doors (amended description).
Rejected
24/02201/HHD
Erection of a self-contained single storey annex ancillary to main dwelling with associated works
Rejected

View Planning Timeline