50 Gellatly Road, London, SE14 5TT

UPRN:100021962469Mid Terrace House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band DEPC: D (65)

Data freshness:Planning· freshOwnership· freshEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£1,022,000

£971k - £1.07MHigh

Estimate

£1.02M

Range

£971k – £1.07M

Rent Estimate (pcm)

£4,850

£4k - £5k

Monthly

£4,850

Yield

4.48%

Verdict

Derived from HomePortfolio scores

50 Gellatly Road earns an INVESTIGATE rating with HP Score 79/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (85/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

85/ 100

Excellent

Transit & Bike

Transit 48Bike 76

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,300,000

At the asking price

Monthly rent£4,850/mo

Evidenced range £4,450-£5,300

Interest rate5.4%

Loan to value75%

Cash required: £465,050
Net cash flow: -£1,030/mo
Cash on cash: -2.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.11 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,022,000

Rent Estimate (pcm)£4,850

Gross Yield4.48%

1y Growth-6.8%

3y Growth-1.5%

5y Growth-2.4%

10y Growth+1.5%

Last Sold Price£680,000 (2017-03-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

5SE14 5TT

Approval Rate

100%12mo

Development

low

26/AP/3248
Works to tree with a TCA: T1- Itohion Cypress and T2- Arizone Cypress to cut down/reduce the trees.
Pending
26/AP/3185
Details of condition 5 (CEMP) pursuant to planning permission 24/AP/3545 (Change of use of part of the ground floor, the first and second floors from Class E (Business) to C3 (Residential) to create 1 x 3/4-bedroom maisonette external alterations including installation of a new shop front to ground floor shop, replacement of the existing windows and doors with new double glazed timber sash windows and doors , replacement of ground floor side elevation door with a timber door, reconstruction of rear wall, reinstatement of first floor front terrace and refurbishment of rear servicing area including new timber doors/gates.)
Pending
DC/26/145862
Application for a Lawful Development Certificate (proposed) submitted under Section 191 of the Town & Country Planning Act 1990 (as amended) for the use of the two studios as two self-contained residential units (Use Class C3) at 30 Billington Road.
Pending

View Planning Timeline

Ownership

Corporate Ownership62.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2017-03-10
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,505

Population Density-

Owner Occupied48%

Age Distribution

0-15 17%16-64 73%65+ 10%

View Area Profile

Schools Nearby

Hollydale Primary School
0.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Edmund Waller Primary School
0.2 mi
Good
The St Thomas the Apostle College
0.2 mi
-
Haberdashers' Hatcham College
0.4 mi
Inspected as Monson Primary School (URN 100697) on 16 Jan 2008

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

8A Gellatly Road
-
£390k
-
62 Gellatly Road
-
£760k
-
98A Gellatly Road
-
£1.25M
-
94 Gellatly Road
-
£952k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN