4B Cleveland Gardens, London, SW13 0AG

UPRN:100022291356Terrace Property4 bedsBuilt 1991-1995

FreeholdCouncil Tax: Band FEPC: C (74)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£1,826,000

£1.73M - £1.92MHigh

Estimate

£1.83M

Range

£1.73M – £1.92M

Rent Estimate (pcm)

£6,800

£6k - £8k

Monthly

£6,800

Yield

4.45%

Verdict

Derived from HomePortfolio scores

4B Cleveland Gardens earns an INVESTIGATE rating with HP Score 80/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (88/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

29/ 100

Moderate

Walkability

88/ 100

Excellent

Transit & Bike

Transit 40Bike 70

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.5% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100022291356· as of 9 Nov 2026
Rental economics0/40
gross yield 4.4%; range width penalty ×0.79
- valuation_snapshotsrent estimate 6800/mo (range 6100-7500)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,873/mo, -42% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity14.6/15
137 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,376,000£1,972,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,835,000

At the asking price

Monthly rent£6,800/mo

Evidenced range £6,100-£7,500

Interest rate5.4%

Loan to value75%

Cash required: £685,750
Net cash flow: -£1,485/mo
Cash on cash: -2.6%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.10 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100022291356Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 6800/mo (range 6100-7500)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 6800/mo (range 6100-7500)
Seller motivation could not be scored
no listing-history inputs (first published date, price changes)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,826,000

Rent Estimate (pcm)£6,800

Gross Yield4.45%

1y Growth+14.6%

3y Growth+3.5%

5y Growth-1.7%

10y Growth+0.6%

Last Sold Price£800,000 (2009-06-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SW13 0AG

Approval Rate

-12mo

Development

low

PA26/3773
T1 Purple Leaf Plum (x1) Reduce crown height by 2-2.5m and width by 50am - 1m. Reason: To contain the spread and height. General maintenance.
Pending
PA26/3729
Ground floor extension to the house, and conversion of the hip roof to a gable roof including a rear dormer.
Pending
PA26/3741
Details pursuant to condtions C4 - construction ecological management plan, C17 construction management plan demolition, C27 construction management plan noise, dust, vibration of planning reference PA26/2065
Pending

View Planning Timeline

Ownership

Corporate Ownership49.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2009-06-10
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£46,594

Population Density-

Owner Occupied56%

Age Distribution

0-15 20%16-64 65%65+ 15%

View Area Profile

Schools Nearby

Barnes Primary School
0.3 mi
Outstanding
St Osmund's Catholic Primary School
0.4 mi
Inspected as St Osmund's Catholic Primary School (URN 102919) on 16 Jul 2019
St Mary Magdalen's Catholic Primary School
0.4 mi
Good
East Sheen Primary School
0.6 mi
Outstanding

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

8 Cleveland Gardens
-
£1.85M
-
34 Cleveland Gardens
-
£1.86M
-
30 Cleveland Gardens
-
£1.36M
-
28 Cleveland Gardens
-
£1.57M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN