99 Riverview Gardens, London, SW13 8RA

UPRN:100022297948Flat/Maisonette3 bedsBuilt before 1900

Shared ownershipCouncil Tax: Band EEPC: D (61)

Data freshness:Listing· freshPlanning· 6mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£955,000

£907k - £1.00MHigh

Estimate

£955k

Range

£907k – £1.00M

Rent Estimate (pcm)

£3,700

£3k - £4k

Monthly

£3,700

Yield

4.80%

Verdict

Derived from HomePortfolio scores

99 Riverview Gardens earns an INVESTIGATE rating with HP Score 80/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (81/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is shared ownership. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

81/ 100

High

Transit & Bike

Transit 27Bike 73

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [AVM +3.1% (HIGH), sold-comps +3.5%, £/sqft +3.6%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 100022297948· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 16.8%· as of 29 Oct 2026
Rental economics0/40
gross yield 4.8%; range width penalty ×0.79
- valuation_snapshotsrent estimate 3700/mo (range 3300-4050)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,313/mo, -35% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 1 price cut(s), 206 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
137 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£694,000£1,064,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£925,000

At the asking price

Monthly rent£3,700/mo

Evidenced range £3,300-£4,050

Interest rate5.4%

Loan to value75%

Cash required: £315,050
Net cash flow: -£560/mo
Cash on cash: -2.1%
Score at this price: 17

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100022297948Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 16.8%Valuation edge · as of 29 Oct 2026
valuation_snapshotsrent estimate 3700/mo (range 3300-4050)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3700/mo (range 3300-4050)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£955,000

Rent Estimate (pcm)£3,700

Gross Yield4.80%

1y Growth-26.9%

3y Growth+3.5%

5y Growth-1.7%

10y Growth+0.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1SW13 8RA

Approval Rate

100%12mo

Development

low

PA26/3750
Erection of dormer window at roof Level and associated works
Pending
P/2026/02818/DET
Submission of details of the proposed soft landscape works and Maintenance Plan of all landscaped areas, pursuant to Condition 9 of planning permission reference: 2024/03249/FUL dated 6th February 2026
Pending
P/2026/02817/DET
Submission of details of a statement of how 'Secured by Design' requirements are to be adequately achieved, pursuant to Condition 23 of planning permission reference: 2024/03249/FUL dated 6th February 2026.
Pending

View Planning Timeline

Ownership

Corporate Ownership49.6%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeShared ownership
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£46,594

Population Density4,006 /km²

Owner Occupied63%

Age Distribution

0-15 17%16-64 66%65+ 17%

View Area Profile

Schools Nearby

The Swedish School
0.3 mi
Outstanding
St Paul's School
0.3 mi
Inspected by ISI
St Paul's CofE Primary School
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Lowther Primary School
0.4 mi
Good

4 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

124 Riverview Gardens
-
£1.10M
-
90 Riverview Gardens
-
£865k
-
91 Riverview Gardens
-
£690k
-
113 Riverview Gardens
-
£1.20M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN