4 Farthings Close, London, E4 6JG

UPRN:100022541702Purpose Built Flat1 bedsBuilt 1976-1982

LeaseholdCouncil Tax: Band BEPC: D (66)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£280,000

£266k - £294kHigh

Estimate

£280k

Range

£266k – £294k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

6.96%

Verdict

Derived from HomePortfolio scores

4 Farthings Close earns an INVESTIGATE rating with HP Score 72/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (58/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

68/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

58/ 100

Moderate

Transit & Bike

Transit 17Bike 46

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,350-£1,550

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: £160/mo
Cash on cash: 2.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.72 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£280,000

Rent Estimate (pcm)£1,450

Gross Yield6.96%

1y Growth-

3y Growth+2.6%

5y Growth+2.4%

10y Growth+3.1%

Last Sold Price£153,000 (2013-09-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0E4 6JG

Approval Rate

-12mo

Development

low

2853/26
T1 (London Plain) - Reduce crown by 3-4m. Crown lift up to 3m and remove any major dead wood (summary)
Pending
2706/26
T2 (Bay) - Reduce height by circa 5m. T7 (Horse Chestnut) - Reduce Crown by circa 2m. T10 (Ash) - Fell and Grind. T14 (Common Lime) - Reduce crown height by circa 3.5m and spread by circa 2.5m. (summary)
Pending
2628/26
TPO 02/78, 18/73 - T6, T7, T8 (3x Tilia cordata) - Lift crown, and suckers up to 4 metres, Repollard and remove sucker and epicormic growth. T9 (Aesculus hippocastanum) - Lift crown and suckers up to 4 metres, Lop 17 years of regrowth - approximately 5m in length back to previous pruning points. T13 (Pinus nigra 'Maritima') - Remove deadwood - 1 piece, 8m high and 3m in length. T16 (Pinus nigra 'Maritima') - Remove deadwood - 1 piece, 13m up over the footpath. T18 (Tilia cordata) - Remove deadwood at top of crown. T19 (Aesculus hippocastanum) - Sever Ivy at base of the tree. (summary)
Pending

View Planning Timeline

Ownership

Corporate Ownership61.2%
Overseas OwnershipNo
Lease Term Remaining88 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2013-09-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£37,971

Population Density4,942 /km²

Owner Occupied54%

Age Distribution

0-15 20%16-64 66%65+ 14%

View Area Profile

Schools Nearby

Whitehall Primary School
0.2 mi
Good
Longshaw Primary Academy
0.3 mi
Good
Heathcote School & Science College
0.3 mi
Good
Chingford CofE Primary School
0.6 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

6 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

24 Farthings Close
-
£275k
-
3 Farthings Close
-
£247k
-
24 Farthings Close
-
£250k
-
35 Farthings Close
-
£233k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN