261 Derinton Road, London, SW17 8JD

UPRN:100022633409Mid Terrace House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band CEPC: D (64)

Data freshness:Listing· freshOwnership· freshEPC· 1mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£639,000

£607k - £671kHigh

Estimate

£639k

Range

£607k – £671k

Rent Estimate (pcm)

£3,650

£3k - £4k

Monthly

£3,650

Yield

7.30%

Verdict

Derived from HomePortfolio scores

261 Derinton Road earns an INVESTIGATE rating with HP Score 82/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (85/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

85/ 100

Excellent

Transit & Bike

Transit 20Bike 73

Walk Score, out of 100

Opportunity

Why this could be an opportunity

High confidence3 independent sourcesListing checked 11 Nov 2026

Every component scored, and three or more independent sources agree.

Valuation edge2.5/15
claims [AVM +6.1% (HIGH), sold-comps +5.8%, £/sqft +5.8%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 100022633409· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 15.9%· as of 31 Oct 2026
Rental economics17.5/40
gross yield 7.3%; range width penalty ×0.95
- valuation_snapshotsrent estimate 3650/mo (range 3450-3900)· as of 13 Oct 2026· verify before relying on this
Stress margin0.6/30
stressed cash flow +21/mo, +1% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 62 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 11 Nov 2026
Risk & liquidity14.6/15
646 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £450,000

£450,000£690,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£600,000

At the asking price

Monthly rent£3,650/mo

Evidenced range £3,450-£3,900

Interest rate5.4%

Loan to value75%

Cash required: £201,300
Net cash flow: £502/mo
Cash on cash: 3.0%
Score at this price: 35

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.80 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100022633409Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 15.9%Valuation edge · as of 31 Oct 2026
valuation_snapshotsrent estimate 3650/mo (range 3450-3900)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026

Risks

What could kill this deal

Rental economics needs verification before you rely on it
rent estimate 3650/mo (range 3450-3900)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 62 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £450,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£639,000

Rent Estimate (pcm)£3,650

Gross Yield7.30%

1y Growth+7.9%

3y Growth+0.3%

5y Growth+0.2%

10y Growth+0.8%

Last Sold Price£546,000 (2020-10-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

1SW17 8JD

Approval Rate

-12mo

Development

low

PA2026/0787
Common Lime crwon reductions by 5m to reduce to previous points.
Pending
PA2026/0732
Installation of 6 replacement antennas, installation of 0.3m dish and ancillary works.
Pending
PA2026/0654
Notification of intention to installed 1 no. omni antenna at a height of 6m and anciallry development thereto including 2 no. Remote Radio Units at a height of 5.5m on the existing lamppost.
Pending

View Planning Timeline

Ownership

Corporate Ownership64.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2020-10-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£49,310

Population Density15,975 /km²

Owner Occupied52%

Age Distribution

0-15 18%16-64 71%65+ 11%

View Area Profile

Schools Nearby

Franciscan Primary School
0.1 mi
GoodConcerns
Hillbrook School
0.1 mi
Good
Tooting Primary School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Francis Barber Pupil Referral Unit
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

6 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

229 Derinton Road
-
£625k
-
257 Derinton Road
-
£621k
-
245 Derinton Road
-
£605k
-
259 Derinton Road
-
£568k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN