Flat 1, 35 Bristol Gardens, London, W9 2JQ

UPRN:100022728862Flat/Maisonette3 bedsBuilt before 1900

LeaseholdCouncil Tax: Band GEPC: D (64)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Flat 1, 35 Bristol Gardens, London, W9 2JQ

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£1,362,000

£1.09M - £1.64MLow

Estimate

£1.36M

Range

£1.09M – £1.64M

Rent Estimate (pcm)

£5,800

£5k - £6k

Monthly

£5,800

Yield

3.98%

Verdict

Derived from HomePortfolio scores

Flat 1 earns an INVESTIGATE rating with HP Score 80/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (94/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

22/ 100

Moderate

Walkability

94/ 100

Excellent

Transit & Bike

Transit 49Bike 73

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 4.0%; range width penalty ×0.82
- valuation_snapshotsrent estimate 5800/mo (range 5250-6350)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3,250/mo, -56% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 12 Nov 2026· verify before relying on this
Risk & liquidity9.2/15
258 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,750,000

At the asking price

Monthly rent£5,800/mo

Evidenced range £5,250-£6,350

Interest rate5.4%

Loan to value75%

Cash required: £650,050
Net cash flow: -£1,891/mo
Cash on cash: -3.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.98 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 5800/mo (range 5250-6350)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 12 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 12 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 5800/mo (range 5250-6350)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,362,000

Rent Estimate (pcm)£5,800

Gross Yield3.98%

1y Growth+49.5%

3y Growth-4.5%

5y Growth-0.6%

10y Growth-0.3%

Last Sold Price£209,000 (1995-08-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0W9 2JQ

Approval Rate

-12mo

Development

low

26/07527/FULL
Conversion of 4 attached garages into habitable accommodation and incorporation into main dwelling.
Pending
26/07554/FULL
Replacement of existing lower ground floor external decking with stone paving; installation of an external air-conditioning condenser and removal of redundant external pipework; internal installation of air-conditioning units; reinstatement of a chimney breast; bathroom refurbishment; structural repairs and alterations; and damp-proofing works. (Linked with 26/07555/LBC)
Pending
26/07555/LBC
Replacement of existing lower ground floor external decking with stone paving; installation of an external air-conditioning condenser and removal of redundant external pipework; internal installation of air-conditioning units; reinstatement of a chimney breast; bathroom refurbishment; structural repairs and alterations; and damp-proofing works. (Linked with 26/07554/FULL)
Pending

View Planning Timeline

Ownership

Corporate Ownership53.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change1995-08-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£45,172

Population Density23,956 /km²

Owner Occupied36%

Age Distribution

0-15 10%16-64 77%65+ 13%

View Area Profile

Schools Nearby

St Saviour's CofE Primary School
0.1 mi
Good
St Mary Magdalene & St Stephen's CofE Primary School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Ark Atwood Primary Academy
0.1 mi
Outstanding
Edward Wilson Primary School
0.2 mi
Good

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

18 Bristol Gardens
-
£740k
-
26 Bristol Gardens
-
£390k
-
35 Bristol Gardens
-
£600k
-
24 Bristol Gardens
-
£730k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN