Flat M, 45 Eaton Square, London, SW1W 9BD

UPRN:100022745441Flat/MaisonetteBeds -Built before 1900

Tenure: -Council Tax: Band HEPC: B (83)

Data freshness:Listing· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Flat M, 45 Eaton Square, London, SW1W 9BD

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£1,285,000

£1.03M - £1.54MLow

Estimate

£1.28M

Range

£1.03M – £1.54M

Rent Estimate (pcm)

£5,500

£5k - £6k

Monthly

£5,500

Yield

1.06%

Verdict

Derived from HomePortfolio scores

Flat M earns an INVESTIGATE rating with HP Score 91/100. Investment score 89/100 reflects strong fundamentals. Crime intensity is low. Walkability is excellent (97/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

91/ 100

Strong

Investment Score

89/ 100

Excellent

Crime Score

19/ 100

Moderate

Walkability

97/ 100

Excellent

Transit & Bike

Transit 100Bike 75

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£6,250,000

At the asking price

Monthly rent£5,500/mo

Evidenced range £4,950-£6,000

Interest rate5.4%

Loan to value75%

Cash required: £2,540,050
Net cash flow: -£17,286/mo
Cash on cash: -8.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.26 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,285,000

Rent Estimate (pcm)£5,500

Gross Yield1.06%

1y Growth-30.6%

3y Growth+3.4%

5y Growth+0.4%

10y Growth+2.8%

Last Sold Price£415,000 (2013-07-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1SW1W 9BD

Approval Rate

100%12mo

Development

low

26/07413/LBC
Installation of new fibre optic cable and associated equipment within the basement.
Pending
26/07388/ADFULL
Detailed drawings of all new windows and external doors; pursuant to condition 4 of planning permission dated 23rd July 2026 (26/02493/FULL)
Pending
26/07387/ADFULL
Samples of the facing materials, including detailed drawings of the dormers, and windows including section drawings showing the glazing bars; pursuant to condition 3 and 4 of planning permission dated 4th September 2026 (26/04924/FULL)
Pending

View Planning Timeline