Apartment 2, 19 Riding House Street, London, W1W 7DT

UPRN:100022798486Purpose Built Flat2 bedsBuilt 1983-1990

LeaseholdCouncil Tax: -EPC: C (76)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Apartment 2, 19 Riding House Street, London, W1W 7DT

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£1,187,000

£1.13M - £1.25MHigh

Estimate

£1.19M

Range

£1.13M – £1.25M

Rent Estimate (pcm)

£5,900

£5k - £6k

Monthly

£5,900

Yield

5.90%

Verdict

Derived from HomePortfolio scores

Apartment 2 earns an INVESTIGATE rating with HP Score 62/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (99/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

63/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

99/ 100

Excellent

Transit & Bike

Transit 100Bike 71

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -1.1% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 31 Oct 2026
- valuation_snapshotsestimate for 100022798486· as of 31 Oct 2026
Rental economics6.2/40
gross yield 5.9%; range width penalty ×0.86
- valuation_snapshotsrent estimate 5900/mo (range 5400-6400)· as of 31 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -949/mo, -16% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 4 Nov 2026
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity14.7/15
33 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£900,000£1,380,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,200,000

At the asking price

Monthly rent£5,900/mo

Evidenced range £5,400-£6,400

Interest rate5.4%

Loan to value75%

Cash required: £425,050
Net cash flow: £35/mo
Cash on cash: 0.1%
Score at this price: 21

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.46 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100022798486Valuation edge · as of 31 Oct 2026
valuation_snapshotsrent estimate 5900/mo (range 5400-6400)Rental economics · as of 31 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 5900/mo (range 5400-6400)
Seller motivation could not be scored
no listing-history inputs (first published date, price changes)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,187,000

Rent Estimate (pcm)£5,900

Gross Yield5.90%

1y Growth-

3y Growth-6.6%

5y Growth-0.8%

10y Growth-3.2%

Last Sold Price£665,000 (2010-12-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0W1W 7DT

Approval Rate

-12mo

Development

low

2026/4891/T
(TPO REF: A3) IN SQUARE GARDENS: 1 x London Plane (Platanus x hispanica) (T85) - Reduce specified limb(s) - reducing the lowest limb to the east, suspected to be subsiding by around 2.5m, effectively crown lifting the tip of the limb to 4.5m, to reduce loading and extension over the footpath and minimise the potential for limb failure onto footpath. 1 x London Plane (Platanus x hispanica) (T86) - Reduce specified limb(s) - reducing the suspected subsiding, extended limbs to the south at 13m and to the east at 14m, over footpaths and lawn, to reduce loading and extension over the footpath and minimise the potential for limb failure. 1 x Holly (Ilex aquifolium) (T109) - Prune from adjacent structure to clear lamp column by 1m. 3 x London Planes (Platanus x hispanica) (T92, T95 & T84) - Prune from adjacent structure to clear lamp column by 1.5m.
Pending
2026/4882/T
(TPO REF: C5-T8) REAR GARDEN: 1 x Tree of Heaven (Ailanthus altissima) (T74) - Pollard previous points - back to the most recent, previous pollard points, removing around 5m of extended regrowth, to reduce loading and continue established management, maintaining the crown volume within reasonable proportions for the location.
Pending
2026/4880/T
REAR GARDEN: 3 x Tree of Heaven (Ailanthus altissima) (T158, T159 & T160) - Fell ground level.
Pending

View Planning Timeline

Ownership

Corporate Ownership15.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2010-12-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£45,172

Population Density-

Owner Occupied23%

Age Distribution

0-15 8%16-64 80%65+ 12%

View Area Profile

Schools Nearby

Eifa International School
0.1 mi
Good
University of Westminster
0.1 mi
-
Queen's College, London
0.2 mi
Inspected by ISI
All Souls CofE Primary School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

2 of 4 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

15 Riding House Street
-
£950k
-
15 Riding House Street
-
£1.05M
-
19 Riding House Street
-
£1.22M
-
15 Riding House Street
-
£720k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN