Flat 5, Loraine Court, Red Hill, Chislehurst, BR7 6SB

UPRN:100022901026Flat/Maisonette1 bedsBuilt 1967-1975

LeaseholdCouncil Tax: -EPC: D (65)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 5mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 5, Loraine Court, Red Hill, Chislehurst, BR7 6SB

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£228,000

£216k - £239kHigh

Estimate

£228k

Range

£216k – £239k

Rent Estimate (pcm)

£1,000

£900 - £1k

Monthly

£1,000

Yield

5.33%

Verdict

Derived from HomePortfolio scores

Flat 5 earns an INVESTIGATE rating with HP Score 78/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (72/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

61/ 100

Moderate

Crime Score

15/ 100

Low

Walkability

72/ 100

High

Transit & Bike

Transit 33Bike 49

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£225,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £900-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £70,800
Net cash flow: -£67/mo
Cash on cash: -1.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.32 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£228,000

Rent Estimate (pcm)£1,000

Gross Yield5.33%

1y Growth-

3y Growth+2.0%

5y Growth+1.0%

10y Growth+2.2%

Last Sold Price£275,000 (2022-03-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BR7 6SB

Approval Rate

-12mo

Development

low

26/04376/HPA
Demolition of existing conservatory, single storey wrap around extension and elevational alterations. Conversion of existing rear detached garage to habitable out house.
Pending
26/04284/TPO
T1 Pin Oak - Reduce the height and spread by up to 3m. SUBJECT TO TPO 2479 (8.5.2012)
Pending
26/04276/HPA
Demolition of existing garage and side canopy. Construction of a single storey side/rear extension, rear dormer. Replacement external canopy/gates and elevational alterations to include window alterations/replacements.
Pending

View Planning Timeline

Ownership

Corporate Ownership68%
Overseas OwnershipNo
Lease Term Remaining121 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2022-03-10
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,981

Population Density4,182 /km²

Owner Occupied87%

Age Distribution

0-15 21%16-64 60%65+ 19%

View Area Profile

Schools Nearby

Red Hill Primary School
0.1 mi
Inspected as Red Hill Primary School (URN 101604) on 28 Apr 2016
Montbelle Primary School
0.4 mi
Good
Orion Mead Road
0.5 mi
Good
Edgebury Primary School
0.5 mi
Good

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Loraine Court Red Hill
-
£230k
-
Loraine Court Red Hill
-
£205k
-
Loraine Court Red Hill
-
£275k
-
Loraine Court Red Hill
-
£233k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN