15 Valley Gardens, Worthing, BN14 0JJ

UPRN:10002290168Detached House4 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band FEPC: C (77)

Data freshness:Listing· freshPrice Paid· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: AVOID, on a scale of Buy, Investigate, Avoid.
Significant risk factors

Evidence

20 of 21 sources

Sale Estimate

£635,000

£603k - £667kHigh

Estimate

£635k

Range

£603k – £667k

Rent Estimate (pcm)

£2,850

£3k - £3k

Monthly

£2,850

Yield

6.84%

Verdict

Derived from HomePortfolio scores

15 Valley Gardens earns an AVOID rating with HP Score 74/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (39/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

39/ 100

Mixed

Transit & Bike

Transit 11Bike 42

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 21% above the ask. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [AVM +21.3% (HIGH), sold-comps +8.9%, £/sqft +8.9%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10002290168· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 14.1%· as of 1 Nov 2026
Rental economics12.5/40
gross yield 6.8%; range width penalty ×0.85; the estimate this rent rides on sits 21% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 2850/mo (range 2600-3100)· as of 12 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 21% above the ask on the same snapshot - verify the rent describes this home· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -145/mo, -5% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 3 price cut(s), 230 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.6/15
282 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£375,000£575,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£500,000

At the asking price

Monthly rent£2,850/mo

Evidenced range £2,600-£3,100

Interest rate5.4%

Loan to value75%

Cash required: £166,300
Net cash flow: £286/mo
Cash on cash: 2.1%
Score at this price: 30

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.69 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10002290168Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 14.1%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 2850/mo (range 2600-3100)Rental economics · as of 12 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 21% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advert

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2850/mo (range 2600-3100)
Rental economics needs verification before you rely on it
sale estimate 21% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
3 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£635,000

Rent Estimate (pcm)£2,850

Gross Yield6.84%

1y Growth-

3y Growth-1.4%

5y Growth+1.2%

10y Growth+3.0%

Last Sold Price£325,000 (2004-03-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2BN14 0JJ

Approval Rate

100%12mo

Development

low

AWDM/1261/26
Application to vary condition 1 (Approved Plans) of AWDM/1602/25 to reduce roof pitch, revise the dormer and small gable on the front elevation, change the dormers to lead and the mock tudor detailing to grey boards, remove the brick corbeling detail, add front and south side rooflights. alter ground floor rear fenestration; and extend chimney ORIGINAL DESCRIPTION: Erection of a first floor above the existing bungalow to form a two-storey house with associated alterations
Pending
SDNP/26/04040/FUL
Extensions to club car park (retrospective)
Pending
AWDM/1209/26
Application for consent under Worthing Tree Preservation Order number TPO 16 of 1998 - Beech (T3) - Raise canopy up to 5m, Clear neighbouring garage roof to give a clearance of 2m.
Pending

View Planning Timeline

Ownership

Corporate Ownership62%
Overseas OwnershipNo
Lease Term Remaining0 yrs
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2004-03-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,823

Population Density981 /km²

Owner Occupied94%

Age Distribution

0-15 9%16-64 49%65+ 42%

View Area Profile

Schools Nearby

Vale School, Worthing
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Durrington Infant School
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Durrington Junior School
0.8 mi
Good
Thomas A Becket Junior School
1.2 mi
GoodImproving

1 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

6 Valley Gardens
-
£638k
-
8 Valley Gardens
-
£660k
-
9 Valley Gardens
-
£575k
-
4 Valley Gardens
-
£395k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN