The Smithys, Chilsworthy, Holsworthy, EX22 7BQ

UPRN:10002297290Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: D (56)

Data freshness:Listing· freshPlanning· 2mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

The Smithys, Chilsworthy, Holsworthy, EX22 7BQ

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£313,000

£297k - £328kHigh

Estimate

£313k

Range

£297k – £328k

Rent Estimate (pcm)

£1,000

£900 - £1k

Monthly

£1,000

Yield

3.75%

Verdict

Derived from HomePortfolio scores

The Smithys earns an INVESTIGATE rating with HP Score 52/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (8/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

52/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

22/ 100

Moderate

Walkability

8/ 100

Low

Transit & Bike

Transit 3Bike 5

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£320,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £900-£1,100

Interest rate5.4%

Loan to value75%

Cash required: £103,300
Net cash flow: -£388/mo
Cash on cash: -4.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.93 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£313,000

Rent Estimate (pcm)£1,000

Gross Yield3.75%

1y Growth+9.3%

3y Growth-5.1%

5y Growth-1.1%

10y Growth+3.0%

Last Sold Price£290,000 (2024-05-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1EX22 7BQ

Approval Rate

100%12mo

Development

low

1/0660/2026/PIP
Permission in Principle for residential development up to 3no. dwellings
Pending
1/0619/2026/FUL
Erection of single storey garage including regularisation of additional outbuildings and change of use of land (affecting a public right of way)
Pending
1/0372/2026/AGR
Alteration of agricultural storage barn
Approved

View Planning Timeline

Ownership

Corporate Ownership69.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-05-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,752

Population Density48 /km²

Owner Occupied66%

Age Distribution

0-15 15%16-64 61%65+ 24%

View Area Profile

Schools Nearby

Holsworthy Church of England Primary School
1.6 mi
Good
Holsworthy Community College
1.6 mi
Good
Bridgerule Church of England Primary School
3.9 mi
Good
Clawton Primary School
4.8 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Homelea
-
£375k
-
Chilsworthy Farm
-
£165k
-
The Gables
-
£510k
-
Sylveston Paddock
-
£307k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN