Kernow House, Chilsworthy, Holsworthy, EX22 7BH

UPRN:10002297311Detached House4 bedsBuilt 1991-1995

FreeholdCouncil Tax: -EPC: D (60)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Kernow House, Chilsworthy, Holsworthy, EX22 7BH

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£506,000

£404k - £607kLow

Estimate

£506k

Range

£404k – £607k

Rent Estimate (pcm)

£1,650

£1k - £2k

Monthly

£1,650

Yield

6.60%

Verdict

Derived from HomePortfolio scores

Kernow House earns an INVESTIGATE rating with HP Score 52/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (7/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

52/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

7/ 100

Low

Transit & Bike

Transit 2Bike 14

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 11 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 41% above the ask. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [sold-comps +52.8%, £/sqft +52.7%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
estimate confidence LOW below scoring floor · snapshot 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 22.9%· as of 3 Nov 2026
Rental economics9.2/40
gross yield 6.6%; range width penalty ×0.72; the estimate this rent rides on sits 41% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 1650/mo (range 1450-1850)· as of 9 Nov 2026· verify before relying on this
- valuation_snapshotssale estimate 41% above the ask on the same snapshot - verify the rent describes this home· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -183/mo, -11% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 47 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 11 Nov 2026
Risk & liquidity9.2/15
110 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£255,000£345,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£300,000

At the asking price

Monthly rent£1,650/mo

Evidenced range £1,450-£1,850

Interest rate5.4%

Loan to value75%

Cash required: £96,300
Net cash flow: £130/mo
Cash on cash: 1.6%
Score at this price: 21

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.63 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 22.9%Valuation edge · as of 3 Nov 2026
valuation_snapshotsrent estimate 1650/mo (range 1450-1850)Rental economics · as of 9 Nov 2026 · verify before relying on this
valuation_snapshotssale estimate 41% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026
portal_listingsprice_changes + first_published_date

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1650/mo (range 1450-1850)
Rental economics needs verification before you rely on it
sale estimate 41% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£506,000

Rent Estimate (pcm)£1,650

Gross Yield6.60%

1y Growth+4.0%

3y Growth-5.1%

5y Growth-1.1%

10y Growth+3.0%

Last Sold Price£480,000 (2024-08-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0EX22 7BH

Approval Rate

-12mo

Development

low

1/0619/2026/FUL
Erection of single storey garage, greenhouse and regularisation of storage buildings and change of use of land to residential ancillary to Olympia Bungalow (Affecting a Public Right of Way) (Amended Plans)
Pending
1/0372/2026/AGR
Alteration of agricultural storage barn
Approved
1/0336/2026/FUL
Single storey extension
Approved

View Planning Timeline