87 Bay View Road, Northam, Bideford, EX39 1BJ

UPRN:10002302355Detached PropertyBeds -Built -

FreeholdCouncil Tax: Band GEPC: -

Data freshness:Listing· freshOwnership· freshRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

87 Bay View Road, Northam, Bideford, EX39 1BJ

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£645,000

£516k - £774kLow

Estimate

£645k

Range

£516k – £774k

Rent Estimate (pcm)

£2,200

£2k - £2k

Monthly

£2,200

Yield

8.25%

Verdict

Derived from HomePortfolio scores

87 Bay View Road earns an INVESTIGATE rating with HP Score 63/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (30/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

30/ 100

Mixed

Transit & Bike

Transit 11Bike 16

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
estimate implies a 50% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£320,000

At the asking price

Monthly rent£2,200/mo

Evidenced range £1,950-£2,450

Interest rate5.4%

Loan to value75%

Cash required: £103,300
Net cash flow: £443/mo
Cash on cash: 5.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.04 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£645,000

Rent Estimate (pcm)£2,200

Gross Yield8.25%

1y Growth-42.9%

3y Growth-4.7%

5y Growth+0.4%

10y Growth+2.7%

Last Sold Price£460,000 (2004-09-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2EX39 1BJ

Approval Rate

100%12mo

Development

low

1/0821/2026/CAD
Certificate of Alternative Development - Northam Bay View Phase 2 - Sewer requisition
Pending
1/0788/2026/FUL
Proposed first floor extension.
Pending
1/0092/2026/DIS
Confirmation that conditions have been discharged in relation to applications 1/0490/2020/FULM & 1/0635/2023/FULM.
Pending

View Planning Timeline

Ownership

Corporate Ownership61.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2004-09-03
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,752

Population Density-

Owner Occupied72%

Age Distribution

0-15 12%16-64 53%65+ 35%

View Area Profile

Schools Nearby

St Margaret's Church of England Junior School
0.8 mi
Inspected as St Margaret's Church of England (Aided) Junior School (URN 113453) on 10 Mar 2020
St George's CofE Infant and Nursery School
0.8 mi
Report card2025
Ofsted no longer awards a single overall grade.
Kingsley School Devon
1.3 mi
Inspected by ISI
St Mary's CofE Primary School
1.4 mi
Inspected as St Mary's Church of England Primary School (URN 113385) on 29 Mar 2023

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

118 Bay View Road
-
£580k
-
106 Bay View Road
-
£625k
-
106 Bay View Road
-
£550k
-
Highborough House, 125 Bay View Road
-
£130k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN