8 Evesham Terrace, St Andrew's Road, Surbiton, KT6 4DS

UPRN:100023064076Mid Terrace House2 bedsBuilt 1976-1982

FreeholdCouncil Tax: Band DEPC: C (78)

Data freshness:Listing· freshPlanning· 1mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

8 Evesham Terrace, St Andrew's Road, Surbiton, KT6 4DS

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£788,000

£749k - £828kHigh

Estimate

£788k

Range

£749k – £828k

Rent Estimate (pcm)

£3,150

£3k - £4k

Monthly

£3,150

Yield

4.73%

Verdict

Derived from HomePortfolio scores

8 Evesham Terrace earns an INVESTIGATE rating with HP Score 86/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is low. Walkability is excellent (94/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

86/ 100

Strong

Investment Score

70/ 100

High

Crime Score

15/ 100

Moderate

Walkability

94/ 100

Excellent

Transit & Bike

Transit 51Bike 73

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -1.5% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 100023064076· as of 12 Oct 2026
Rental economics0/40
gross yield 4.7%; range width penalty ×0.79
- valuation_snapshotsrent estimate 3150/mo (range 2850-3500)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,190/mo, -38% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Seller motivationNot scored
context, not scored: 2 price cut(s), 178 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity14.6/15
354 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£600,000£920,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£799,950

At the asking price

Monthly rent£3,150/mo

Evidenced range £2,850-£3,500

Interest rate5.4%

Loan to value75%

Cash required: £271,283
Net cash flow: -£519/mo
Cash on cash: -2.3%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.17 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100023064076Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 3150/mo (range 2850-3500)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3150/mo (range 2850-3500)
Seller motivation could not be scored
context, not scored: 2 price cut(s), 178 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
2 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£788,000

Rent Estimate (pcm)£3,150

Gross Yield4.73%

1y Growth-

3y Growth-0.1%

5y Growth-0.4%

10y Growth+0.8%

Last Sold Price£578,000 (2018-07-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0KT6 4DS

Approval Rate

-12mo

Development

low

26/02345/TPO
T1: Birch - 2.5 metre Crown reduction.
Pending
26/02309/NMA
Application for a Non-Material Amendment to Planning Permission ref: 25/01574/FUL (Change of use from care home (Use Class C2) to a large House in Multiple Occupation (HMO) providing specialist supported accommodation for vulnerable individuals (Use Class Sui Generis), including associated external alterations, changes to fenestration, provision of refuse storage, vehicle and cycle parking, landscaping and plant). Amendment to relocate the refuse and recycling store.
Pending
26/02293/TCA
T1540: (Goat Willow) - Pollard - Previous pollard height.
Pending

View Planning Timeline

Ownership

Corporate Ownership58.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-07-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£41,833

Population Density12,541 /km²

Owner Occupied57%

Age Distribution

0-15 16%16-64 75%65+ 9%

View Area Profile

Schools Nearby

St Andrew's and St Mark's CofE Junior School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Maple Infants' School
0.2 mi
Good
Lime Tree Primary School
0.4 mi
Good
Surbiton High School
0.5 mi
Inspected by ISI

2 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

7 Evesham Terrace
-
£600k
-
9 Evesham Terrace
-
£776k
-
4 Evesham Terrace
-
£600k
-
8 Evesham Terrace
-
£578k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN