12E Navigation Drive, Bradford, BD10 0LW

UPRN:10002324907Purpose Built Flat3 bedsBuilt 2003-2006

LeaseholdCouncil Tax: Band DEPC: C (74)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

12E Navigation Drive, Bradford, BD10 0LW

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£182,000

£173k - £191kHigh

Estimate

£182k

Range

£173k – £191k

Rent Estimate (pcm)

£900

£800 - £950

Monthly

£900

Yield

5.84%

Verdict

Derived from HomePortfolio scores

12E Navigation Drive earns an INVESTIGATE rating with HP Score 73/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (62/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

68/ 100

Moderate

Crime Score

37/ 100

Elevated

Walkability

62/ 100

Moderate

Transit & Bike

Transit 32Bike 43

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -1.6% (HIGH), sold-comps -7.5%, £/sqft -7.6%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10002324907· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 8 comps, dispersion 8.2%· as of 4 Nov 2026
Rental economics5.8/40
gross yield 5.8%; range width penalty ×0.87
- valuation_snapshotsrent estimate 900/mo (range 800-950)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -304/mo, -34% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 353 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity14.7/15
356 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£138,500£212,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£184,950

At the asking price

Monthly rent£900/mo

Evidenced range £800-£950

Interest rate5.4%

Loan to value75%

Cash required: £57,985
Net cash flow: -£1/mo
Cash on cash: -0.0%
Score at this price: 20

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.44 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10002324907Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 8 comps, dispersion 8.2%Valuation edge · as of 4 Nov 2026
valuation_snapshotsrent estimate 900/mo (range 800-950)Rental economics · as of 9 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 900/mo (range 800-950)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 353 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£182,000

Rent Estimate (pcm)£900

Gross Yield5.84%

1y Growth+69.9%

3y Growth-0.0%

5y Growth+2.3%

10y Growth+2.2%

Last Sold Price£160,995 (2005-12-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BD10 0LW

Approval Rate

-12mo

Development

low

26/05461/TR
G1 4 x Conifers: Remove. T2 Multi stemmed Conifer: Remove. T3 Small Holly: Remove. T4 Twin stemmed Conifer: Remove.
Approved
26/05374/TR
T1 Crab Apple: Fell T2, T3, T4, T5 Conifer: Fell
Pending
26/02839/FUL
Change of use of former cafe accommodation (use class E) to create independent dwelling (use class C3) with parking and amenity space
Pending

View Planning Timeline

Ownership

Corporate Ownership74.8%
Overseas OwnershipNo
Lease Term Remaining176 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2005-12-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,424

Population Density-

Owner Occupied72%

Age Distribution

0-15 17%16-64 69%65+ 14%

View Area Profile

Schools Nearby

Greengates Primary Academy
0.2 mi
Good
Co-op Academy Parkland
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Woodhouse Grove School
0.5 mi
Inspected by ISI
Holybrook Primary School
0.7 mi
Outstanding

6 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

5E Navigation Drive
-
£133k
-
27D Navigation Drive
-
£125k
-
14C Navigation Drive
-
£130k
-
25 Navigation Drive
-
£310k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN