45 Geraldine Road, London, SW18 2NR

UPRN:100023327337Mid Terrace House5 bedsBuilt before 1900

FreeholdCouncil Tax: Band HEPC: D (67)

Data freshness:Listing· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£2,517,000

£2.27M - £2.77MMedium

Estimate

£2.52M

Range

£2.27M – £2.77M

Rent Estimate (pcm)

£9,850

£9k - £11k

Monthly

£9,850

Yield

5.15%

Verdict

Derived from HomePortfolio scores

45 Geraldine Road earns an INVESTIGATE rating with HP Score 83/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (92/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

83/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

92/ 100

Excellent

Transit & Bike

Transit 56Bike 80

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£2,295,000

At the asking price

Monthly rent£9,850/mo

Evidenced range £8,950-£10,800

Interest rate5.4%

Loan to value75%

Cash required: £878,950
Net cash flow: -£926/mo
Cash on cash: -1.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.27 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£2,517,000

Rent Estimate (pcm)£9,850

Gross Yield5.15%

1y Growth-19.4%

3y Growth-0.2%

5y Growth+0.2%

10y Growth+0.0%

Last Sold Price£1,700,000 (2016-02-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1SW18 2NR

Approval Rate

100%12mo

Development

low

PA2026/0869
T1. Sycamore Tree. 1 metre in height. 0.2 metres in width. Fell and poison as tree is going to grow to close to the building. Situated in the front garden.
Decided
PA2026/0865
T1-Dead Cherry tree to fell to ground level in rear garden.
Pending
PA2026/0868
TPO 302/2003 T1 Horse Chestnut: Undertake a selective crown reduction of up to 2.5 metres beyond previous points of reduction on the roadside lateral limbs, with the aim of reducing mechanical loading and correcting lean overtime. Additional, reduce remaining crown back to previous points of reduction Retain crown structure and symmetry where possible. Justification - routine maintenance
Pending

View Planning Timeline