78 Standen Road, London, SW18 5TG

UPRN:100023330168Converted Flat1 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band CEPC: D (65)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£496,000

£472k - £521kHigh

Estimate

£496k

Range

£472k – £521k

Rent Estimate (pcm)

£2,350

£2k - £3k

Monthly

£2,350

Yield

5.53%

Verdict

Derived from HomePortfolio scores

78 Standen Road earns an INVESTIGATE rating with HP Score 83/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (91/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

83/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

91/ 100

Excellent

Transit & Bike

Transit 36Bike 60

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 12 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM -2.8% (HIGH), sold-comps -14.1%, £/sqft -14.2%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 14 Nov 2026
- valuation_snapshotsestimate for 100023330168· as of 14 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 15.1%· as of 7 Nov 2026
Rental economics3.8/40
gross yield 5.5%; range width penalty ×0.90
- valuation_snapshotsrent estimate 2350/mo (range 2150-2500)· as of 14 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -554/mo, -24% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 12 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 50 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 12 Nov 2026
Risk & liquidity14.7/15
779 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£382,500£586,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£510,000

At the asking price

Monthly rent£2,350/mo

Evidenced range £2,150-£2,500

Interest rate5.4%

Loan to value75%

Cash required: £169,800
Net cash flow: -£94/mo
Cash on cash: -0.7%
Score at this price: 18

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.37 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100023330168Valuation edge · as of 14 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 15.1%Valuation edge · as of 7 Nov 2026
valuation_snapshotsrent estimate 2350/mo (range 2150-2500)Rental economics · as of 14 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 12 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 12 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2350/mo (range 2150-2500)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£496,000

Rent Estimate (pcm)£2,350

Gross Yield5.53%

1y Growth+6.4%

3y Growth-0.2%

5y Growth+0.2%

10y Growth+0.0%

Last Sold Price£470,000 (2024-02-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SW18 5TG

Approval Rate

-12mo

Development

low

PA2026/0718
T1 Horse Chestnut - Fell to ground due to Basal decay and presence of fungal brackets (likely Ganoderma), proximity to buildings.
Pending
PA2026/0687
T1 Oak (x1) Reduce crown by 2.5-3m off height and 2-2.5m off width. Reason: To contain the spread and height of the tree in context to garden size. Allow more light over lawn.
Pending
PA2026/0657
T1 Poplar (x1) Reduce crown back to previous points 10m off heiht and 4-5m off width. Reason: To contain the spread and height in context to garden size. Prevent overhang over neighbouring property. T2 Cherry (x1) Reduce crown by 1.5-2m all around. Reason: To maintain the tree at a smaller size. General maintenance. T4 Magnolia grandiflora (x1) Reduce crown by 1.5-2m all around. Reason: To maintain the tree at a smaller size. General maintenance. T5 Sycamore (x1) (neighbours at no.18) Cut limbs overhanging branches back to trunk. Reason: Overhanging into no.17's property.
Pending

View Planning Timeline

Ownership

Corporate Ownership52%
Overseas OwnershipNo
Lease Term Remaining143 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2024-02-02
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£49,310

Population Density-

Owner Occupied54%

Age Distribution

0-15 17%16-64 74%65+ 9%

View Area Profile

Schools Nearby

Sheringdale Primary School
0.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St Michael's CofE Primary School
0.2 mi
Good
Saint Cecilia's Church of England School
0.2 mi
Good
Riversdale Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.

7 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

88A Standen Road
-
£350k
-
98 Standen Road
-
£775k
-
84 Standen Road
-
£777k
-
94 Standen Road
-
£1.18M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN