4 Holborn Estate, Flat Lane, Barmby Moor, York, YO42 4EG

UPRN:10002364104Semi-Detached Property3 bedsBuilt 1950-1966

FreeholdCouncil Tax: -EPC: D (62)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

4 Holborn Estate, Flat Lane, Barmby Moor, York, YO42 4EG

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£280,000

£266k - £294kHigh

Estimate

£280k

Range

£266k – £294k

Rent Estimate (pcm)

£850

£750 - £1k

Monthly

£850

Yield

3.71%

Verdict

Derived from HomePortfolio scores

4 Holborn Estate earns an INVESTIGATE rating with HP Score 64/100. Investment score 48/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (17/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

48/ 100

Mixed

Crime Score

10/ 100

Low

Walkability

17/ 100

Low

Transit & Bike

Transit 7Bike 44

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +1.8% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Nov 2026
- valuation_snapshotsestimate for 10002364104· as of 10 Nov 2026
Rental economics0/40
gross yield 3.7%; range width penalty ×0.61
- valuation_snapshotsrent estimate 850/mo (range 750-1000)· as of 10 Nov 2026· verify before relying on this
- listing_factslisting text signals condition works - budget before trusting any yield· as of 10 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -665/mo, -78% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 105 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity14.6/15
207 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£206,000£316,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£275,000

At the asking price

Monthly rent£850/mo

Evidenced range £750-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £87,550
Net cash flow: -£340/mo
Cash on cash: -4.7%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.92 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10002364104Valuation edge · as of 10 Nov 2026
valuation_snapshotsrent estimate 850/mo (range 750-1000)Rental economics · as of 10 Nov 2026 · verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 10 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 850/mo (range 750-1000)
Rental economics needs verification before you rely on it
listing text signals condition works - budget before trusting any yield

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£280,000

Rent Estimate (pcm)£850

Gross Yield3.71%

1y Growth-

3y Growth-2.2%

5y Growth+1.2%

10y Growth+2.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0YO42 4EG

Approval Rate

-12mo

Development

low

26/02902/TPO
TPO - ALLERTHORPE NO. 8 - 2009 (REF 1212) G1 - Crown lift 15 no. Beech trees, 1 no. Horse Chestnut tree, 1 no. Willow tree and 3 no. Pine trees to achieve a minimum clearance of 3 metres from adjacent buildings and structures; Fell 4 no. Cherry trees (G1364) due to poor form, asymmetrical canopy development, and ongoing contact with adjacent structures, which presents a foreseeable risk of damage; Fell 1 no. Laburnum tree, 2 no. Cherry trees, and 1 no. Scots Pine tree due to multiple structural defects, including dead stems, stem fractures, and pronounced lean towards the adjacent building
Pending
26/30517/CONDET
Submission of details required by Condition 2 (archaeology - written scheme of investigation) of planning permission 23/00741/PLF
Pending
26/02818/TCA
BARMBY MOOR CONSERVATION AREA - Remove 1 no. Sycamore tree (T1) and 1 no. Holly tree (T2); Crown reduce 1 no. Chestnut tree by 1.83 metres
Pending

View Planning Timeline

Ownership

Corporate Ownership79.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,881

Population Density137 /km²

Owner Occupied70%

Age Distribution

0-15 14%16-64 52%65+ 34%

View Area Profile

Schools Nearby

Barmby Moor Church of England Primary School
0.1 mi
Good
Pocklington School
1.6 mi
Inspected by ISI
Pocklington Junior School
1.7 mi
Good
St Mary & St Joseph Catholic Primary School - a Catholic voluntary academy
1.9 mi
Good

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

5 Holborn Estate
-
£315k
-
11 Holborn Estate
-
£320k
-
14 Holborn Estate
-
£300k
-
16 Holborn Estate
-
£235k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN