Flat 3, Regents Court, Victoria Way, Woking, GU21 6AJ

UPRN:10002420680Purpose Built Flat1 bedsBuilt 2003-2006

LeaseholdCouncil Tax: -EPC: C (77)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 5mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 3, Regents Court, Victoria Way, Woking, GU21 6AJ

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£240,000

£228k - £252kHigh

Estimate

£240k

Range

£228k – £252k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

8.57%

Verdict

Derived from HomePortfolio scores

Flat 3 earns an INVESTIGATE rating with HP Score 86/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is very low. Walkability is excellent (94/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

86/ 100

Strong

Investment Score

70/ 100

High

Crime Score

15/ 100

Low

Walkability

94/ 100

Excellent

Transit & Bike

Transit 21Bike 62

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 27% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [AVM +27.1% (HIGH), sold-comps +20.1%, £/sqft +20.2%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Nov 2026
- valuation_snapshotsestimate for 10002420680· as of 10 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 12.5%· as of 1 Nov 2026
Rental economics27.4/40
gross yield 8.6%; range width penalty ×0.96; the estimate this rent rides on sits 27% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 1250/mo (range 1150-1300)· as of 10 Nov 2026· verify before relying on this
- valuation_snapshotssale estimate 27% above the ask on the same snapshot - verify the rent describes this home· as of 10 Nov 2026· verify before relying on this
Stress margin4/30
stressed cash flow +50/mo, +4% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 52 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity14.6/15
569 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £144,500

£131,000£201,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£175,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,150-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £54,800
Net cash flow: £275/mo
Cash on cash: 6.0%
Score at this price: 48

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.12 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10002420680Valuation edge · as of 10 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 12.5%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 1250/mo (range 1150-1300)Rental economics · as of 10 Nov 2026 · verify before relying on this
valuation_snapshotssale estimate 27% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 10 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advert

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1250/mo (range 1150-1300)
Rental economics needs verification before you rely on it
sale estimate 27% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Set your walk-away price before viewing - above £144,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£240,000

Rent Estimate (pcm)£1,250

Gross Yield8.57%

1y Growth+0.0%

3y Growth-1.6%

5y Growth+0.5%

10y Growth+0.9%

Last Sold Price£265,000 (2016-02-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0GU21 6AJ

Approval Rate

-12mo

Development

low

TREE/2026/8308
T1 and T2: Willows - Cut back lower lateral stems by 3m and shapping into upper crown, canopies to boundary line of tarmac seating area (Works within Basingstoke Canal (East and West) conservation area)
Pending
TREE/2026/8310
T1: Common Oak (Quercus robur) - Reduce overall canopy by 1-2m. T2: Common Oak (Quercus robur) - Reduce overall canopy by 1-2m. T3: Common Oak (Quercus robur) - Reduce southeastern canopy by 3-4m. (Works subject to TPO 626/0035/1963) (No permission required for deadwood)
Pending
PLAN/2026/0744
Subdivision of the existing ground-floor commercial premises into three self-contained retail units (Use Class E), including replacement of the shopfront at No. 2 High Street with a new shopfront and independent entrance; replacement of four windows on the Church Path elevation with a new shopfront and entrance, plus the installation of a new exit to the rear elevation.
Pending

View Planning Timeline

Ownership

Corporate Ownership63.3%
Overseas OwnershipNo
Lease Term Remaining103 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2016-02-05
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,172

Population Density1,053 /km²

Owner Occupied64%

Age Distribution

0-15 17%16-64 65%65+ 18%

View Area Profile

Schools Nearby

Maybury Primary School
0.2 mi
Good
The Park School
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St Dunstan's Catholic Primary School, Woking
0.5 mi
Outstanding
Compass Community School Hampshire
0.5 mi
Good

4 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Regents Court Victoria Way
-
£197k
-
Regents Court Victoria Way
-
£300k
-
Regents Court Victoria Way
-
£300k
-
Regents Court Victoria Way
-
£300k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN