3 Old Oak Gardens, Morton Road, Woking, GU21 4AG

UPRN:10002423402Detached House4 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band GEPC: C (74)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· freshRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

3 Old Oak Gardens, Morton Road, Woking, GU21 4AG

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£1,070,000

£1.02M - £1.12MHigh

Estimate

£1.07M

Range

£1.02M – £1.12M

Rent Estimate (pcm)

£4,050

£4k - £5k

Monthly

£4,050

Yield

4.42%

Verdict

Derived from HomePortfolio scores

3 Old Oak Gardens earns an INVESTIGATE rating with HP Score 76/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (48/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

48/ 100

Mixed

Transit & Bike

Transit 16Bike 30

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,100,000

At the asking price

Monthly rent£4,050/mo

Evidenced range £3,600-£4,500

Interest rate5.4%

Loan to value75%

Cash required: £385,050
Net cash flow: -£909/mo
Cash on cash: -2.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.09 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,070,000

Rent Estimate (pcm)£4,050

Gross Yield4.42%

1y Growth-

3y Growth-1.6%

5y Growth+0.5%

10y Growth+0.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0GU21 4AG

Approval Rate

-12mo

Development

low

PLAN/2026/0733
Erection of a front dormer following the removal of existing rooflights.
Pending
TREE/2026/8304
T1: Cedar tree - Fell to ground level (identified in Appendix A of the attached report) (Works subject to TPO 626/0108/1968)
Pending
PLAN/2026/0725
Retention of rear outbuilding used as a granny annex ancillary to main house and conversion of garage to store room. (Retrospective)
Pending

View Planning Timeline