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5 St Marys Gardens, Cowbit, Spalding, PE12 6XJ

UPRN:10002543767Detached House3 bedsBuilt 2003-2006
FreeholdCouncil Tax: Band CEPC: C (77)
Data freshness:Listing· 1mo agoListing: ageing, refreshed 1mo ago (2026-10-16T04:00:02.806411+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:30:14.563323+00:00)Ownership· freshOwnership: fresh, refreshed 5d ago (2026-11-10T13:37:50.230506+00:00)EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)Crime· freshCrime: fresh, refreshed 4d ago (2026-11-11T13:01:03.839912+00:00)Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T05:00:30.533230+00:00)Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 2mo agoCouncil Tax: ageing, refreshed 2mo ago (2026-09-07T11:05:53.436526+00:00)
5 St Marys Gardens, Cowbit, Spalding, PE12 6XJ

HP Score

Mixed
Verdict
4 days ago
  • Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.

    Mixed signals - investigate

Evidence
19 of 21 sources
Sale Estimate
£264,000
£251k - £277kHigh
Estimate
£264k
Range
£251k – £277k
Rent Estimate (pcm)
£1,100
£1k - £1k
Monthly
£1,100
Yield
5.00%

Verdict

Derived from HomePortfolio scores

5 St Marys Gardens earns an INVESTIGATE rating with HP Score 63/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (5/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
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HP Score
63/ 100
Mixed
Investment Score
58/ 100
Moderate
Crime Score
18/ 100
Moderate
Walkability
5/ 100
Low
Transit & Bike
Transit 8Bike 33
Walk Score, out of 100

Valuation & Market

Sale Estimate£264,000
Rent Estimate (pcm)£1,100
Gross Yield5.00%
1y Growth+5.5%
3y Growth-0.3%
5y Growth+1.8%
10y Growth+4.0%
Last Sold Price£255,000 (2023-12-14)
View Market Details

Risk Overview

  • Flood RiskUnknown
  • SubsidenceModerate
  • RadonLow
  • MiningUnknown
  • LandslideLow
  • Air QualityLow
  • NoiseLow
View Full Risk Report

Planning Activity

Recent Apps
0PE12 6XJ
Approval Rate
-12mo
Development
low
  • H01-1061-26
    Details of Biodiversity Gain Plan & Habitat Management & Maintenance Plan (Conditions 12 & 13 of H01-1245-25)
    Pending
  • H01-1007-26
    Erection of dwelling & detached garage - approved under H01-0712-22. Modification of Condition 2 to allow amendments to previously approved plans
    Pending
  • H01-0777-26
    Erection of Replacement Dwelling
    Pending
View Planning Timeline

Ownership

  • Corporate Ownership78.3%
  • Overseas OwnershipNo
  • Lease Term Remaining-
  • CovenantsRestrictive
  • Lease TypeFreehold
  • Last Ownership Change2023-12-14
  • SourceLand Registry
View Ownership Details

Connectivity

Broadband (Standard)
7 Mbps
Mobile 4G/5G Coverage
EEThreeO2Vodafone
EV Charger
-
PTAL Rating
-
View Connectivity Map

Area Profile

Median EarningsLocal authority£30,196
Population Density128 /km²
Owner Occupied78%
Age Distribution
0-15 17%16-64 62%65+ 21%
View Area Profile

Schools Nearby

  • The Cowbit St Mary's Church of England Academy
    0.1 mi

    Inspected as The Cowbit St Mary's (Endowed) CofE Primary (URN 120611) on 4 Feb 2025

  • Weston Hills CofE Primary School
    1.4 mi
    Good
  • Moulton Chapel Primary School
    2.5 mi
    Report card2026

    Ofsted no longer awards a single overall grade.

  • Spalding Parish Church of England Day School
    2.5 mi
    Good

6 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All
  • 5 St Marys Gardens
    -
    £255k
    -
  • 7 St Marys Gardens
    -
    £365k
    -
  • 11 St Marys Gardens
    -
    £273k
    -
  • 12 St Marys Gardens
    -
    £270k
    -