3 Chestnut Close, Lutton, Spalding, PE12 9PW

UPRN:10002546469Detached PropertyBeds -Built 1996-2002

FreeholdCouncil Tax: Band CEPC: C (72)

Data freshness:Planning· 4mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 2mo ago

3 Chestnut Close, Lutton, Spalding, PE12 9PW

HP Score

/ 100

Mixed

Verdict

8 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£259,000

£246k - £272kHigh

Estimate

£259k

Range

£246k – £272k

Rent Estimate (pcm)

£1,050

£1k - £1k

Monthly

£1,050

Yield

5.05%

Verdict

Derived from HomePortfolio scores

3 Chestnut Close earns an INVESTIGATE rating with HP Score 61/100. Investment score 52/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (24/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

24/ 100

Low

Transit & Bike

Transit 10Bike 33

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£249,500

At the asking price

Monthly rent£1,050/mo

Evidenced range £950-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £78,640
Net cash flow: -£115/mo
Cash on cash: -1.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.25 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£259,000

Rent Estimate (pcm)£1,050

Gross Yield5.05%

1y Growth-

3y Growth-0.3%

5y Growth+1.8%

10y Growth+4.0%

Last Sold Price£174,950 (2007-05-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PE12 9PW

Approval Rate

-12mo

Development

low

H12-0883-26
Loft conversion with two dormer windows to front elevation
Pending
H12-0543-26
Proposed Single Storey Side Extension
Approved
H12-0546-26
Proposed dwelling and detached garage - approved under H12-0930-24. Modification to Condition 2 to allow amendments to previously approved plans and amendment to the wording of Condition 5 to remove the reference to the BNG enhancement area
Approved

View Planning Timeline

Ownership

Corporate Ownership78.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2007-05-24
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,196

Population Density-

Owner Occupied70%

Age Distribution

0-15 15%16-64 56%65+ 29%

View Area Profile

Schools Nearby

Lutton St Nicholas Primary Academy
0.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
University Academy Long Sutton
1.0 mi
Report card2026
Ofsted no longer awards a single overall grade.
Long Sutton County Primary School
1.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Gedney Church End Primary Academy
1.9 mi
Inspected as Gedney Church End Primary Academy (URN 148746) on 14 Mar 2023

3 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

5 Chestnut Close
-
£275k
-
5 Chestnut Close
-
£179k
-
4 Chestnut Close
-
£179k
-
3 Chestnut Close
-
£175k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN