19 Stoke Water House, Stoke Road, Beaminster, DT8 3LW

UPRN:10002641060Detached Bungalow2 bedsBuilt before 1900

LeaseholdCouncil Tax: Band BEPC: E (46)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

19 Stoke Water House, Stoke Road, Beaminster, DT8 3LW

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£191,000

£182k - £201kHigh

Estimate

£191k

Range

£182k – £201k

Rent Estimate (pcm)

£500

£450 - £600

Monthly

£500

Yield

3.08%

Verdict

Derived from HomePortfolio scores

19 Stoke Water House earns an INVESTIGATE rating with HP Score 64/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (11/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

11/ 100

Low

Transit & Bike

Transit 9Bike 17

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£195,000

At the asking price

Monthly rent£500/mo

Evidenced range £450-£600

Interest rate5.4%

Loan to value75%

Cash required: £61,200
Net cash flow: -£312/mo
Cash on cash: -6.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.76 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£191,000

Rent Estimate (pcm)£500

Gross Yield3.08%

1y Growth-

3y Growth-4.4%

5y Growth-0.8%

10y Growth+2.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0DT8 3LW

Approval Rate

-12mo

Development

low

P/MPO/2026/06077
Appllication to vary legal agreement dated 15 October 2024 to allow for additional affordable homes to be delivered.
Pending
P/FUL/2026/03252
Farmhouse building: replace and enlarge existing modern extension; remove two rooflights; install three dormer windows; reinstate/adapt existing openings; re-tile with slate; remove three chimneys and rebuild two; install air source heat pump; erect attached garden walls. Farmhouse garden: change levels; reposition oil tank; remove/reposition walls. Barn outbuilding: demolish and rebuild northern wing; make internal and external alterations to facilitate a conversion to an independent self-build dwelling; enclose garden area with attached walls; erect single-storey detached ancillary outbuilding; provide landscaping, parking and foul water treatment plant
Approved
P/LBC/2026/03253
Farmhouse building: replace and enlarge existing modern extension; remove two rooflights; install three dormer windows; reinstate/adapt existing openings; re-tile with slate; remove three chimneys and rebuild two; install air source heat pump; and erect attached garden walls. Barn outbuilding: demolish and rebuild northern wing; make internal and external alterations; and enclose garden area with attached walls.
Approved

View Planning Timeline