106 High Street, Norton, Stockton-on-Tees, TS20 1DS

UPRN:10002750866Semi-Detached House5 bedsBuilt before 1900

FreeholdCouncil Tax: Band GEPC: D (57)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· 1mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

106 High Street, Norton, Stockton-on-Tees, TS20 1DS

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£689,000

£551k - £827kLow

Estimate

£689k

Range

£551k – £827k

Rent Estimate (pcm)

£4,550

£4k - £5k

Monthly

£4,550

Yield

8.40%

Verdict

Derived from HomePortfolio scores

106 High Street earns an INVESTIGATE rating with HP Score 78/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (80/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

27/ 100

Moderate

Walkability

80/ 100

High

Transit & Bike

Transit 19Bike 59

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics26.7/40
gross yield 8.4%; range width penalty ×0.98
- valuation_snapshotsrent estimate 4550/mo (range 4300-4800)· as of 13 Oct 2026· verify before relying on this
Stress margin10.4/30
stressed cash flow +472/mo, +10% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Risk & liquidity9.2/15
252 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£650,000

At the asking price

Monthly rent£4,550/mo

Evidenced range £4,300-£4,800

Interest rate5.4%

Loan to value75%

Cash required: £218,800
Net cash flow: £956/mo
Cash on cash: 5.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.07 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 4550/mo (range 4300-4800)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 4550/mo (range 4300-4800)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£689,000

Rent Estimate (pcm)£4,550

Gross Yield8.40%

1y Growth-

3y Growth+3.2%

5y Growth+1.2%

10y Growth+2.6%

Last Sold Price£550,000 (2017-09-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

4TS20 1DS

Approval Rate

-12mo

Development

low

26/2001/FUL
Erection of 1No. detached double garage, including gravel drive.
Pending
26/1999/X
Application to crown reduce by 25% and crown lift of 3m to 1no Lime tree (T1) of tree preservation order 847 (00.8.5.847)
Pending
26/1957/COU
Change of use from residential dwellinghouse (C3) to a children's care home (C2) for up to 2no children with 24 hour care.
Pending

View Planning Timeline

Ownership

Corporate Ownership74.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2017-09-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,877

Population Density2,851 /km²

Owner Occupied72%

Age Distribution

0-15 13%16-64 54%65+ 33%

View Area Profile

Schools Nearby

St Joseph's Catholic Academy
0.1 mi
Good
Red House School
0.1 mi
Inspected by ISI
King Edwin School
0.3 mi
Good
Frederick Nattrass Primary Academy
0.3 mi
Inspected as Frederick Nattrass Primary School (URN 111653) on 24 Oct 2012

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

116 High Street
-
£129k
-
118 High Street
-
£245k
-
112 High Street
-
£115k
-
106 High Street
-
£550k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN