Swallow Cottage, North End, Seaton Ross, York, YO42 4LU

UPRN:10002824602Detached House3 bedsBuilt -

FreeholdCouncil Tax: -EPC: -

Data freshness:Listing· freshPlanning· freshOwnership· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Swallow Cottage, North End, Seaton Ross, York, YO42 4LU

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£509,000

£458k - £560kMedium

Estimate

£509k

Range

£458k – £560k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

24.71%

Verdict

Derived from HomePortfolio scores

Swallow Cottage earns an INVESTIGATE rating with HP Score 57/100. Investment score 48/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (17/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

48/ 100

Mixed

Crime Score

3/ 100

Low

Walkability

17/ 100

Low

Transit & Bike

Transit 4Bike 22

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£85,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,550-£1,950

Interest rate5.4%

Loan to value75%

Cash required: £26,800
Net cash flow: £925/mo
Cash on cash: 41.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 6.10 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£509,000

Rent Estimate (pcm)£1,750

Gross Yield24.71%

1y Growth-

3y Growth-2.2%

5y Growth+1.2%

10y Growth+2.6%

Last Sold Price£277,750 (2007-12-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

3YO42 4LU

Approval Rate

-12mo

Development

low

26/02837/PLF
Erection of porch to front and installation of rooflight to front
Pending
26/02538/TDD
TPO - SEATON ROSS NO. 1 - 2004 (REF 909) T1 - Removal of stem from 1no. Weeping Willow tree as a large fracture has developed down the stem with pronounced fissures meaning an immediate risk of failure, this posing an urgent safety risk to vehicles, pedestrians and individuals around and passing the site
Approved
26/30455/CONDET
Submission of details required by Condition 6 (verification report) of planning permission 24/00949/PLF
Approved

View Planning Timeline

Ownership

Corporate Ownership79.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2007-12-19
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,881

Population Density-

Owner Occupied87%

Age Distribution

0-15 14%16-64 59%65+ 27%

View Area Profile

Schools Nearby

Melbourne Primary School
2.4 mi
Good
Holme-upon-Spalding Moor Primary School
2.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Allerthorpe School
3.6 mi
Inspected by ISI
Pocklington School
4.7 mi
Inspected by ISI

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Dafford North End
-
£580k
-
Cross Cottage
-
£219k
-
The Cottage North End
-
£560k
-
Cross Farm Barn North End
-
£100k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN