20 The Lakes, Larkfield, Aylesford, ME20 6GF

UPRN:10002911096Mid Terrace House3 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band EEPC: C (75)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

20 The Lakes, Larkfield, Aylesford, ME20 6GF

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£409,000

£388k - £429kHigh

Estimate

£409k

Range

£388k – £429k

Rent Estimate (pcm)

£2,100

£2k - £2k

Monthly

£2,100

Yield

6.55%

Verdict

Derived from HomePortfolio scores

20 The Lakes earns an INVESTIGATE rating with HP Score 73/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (51/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

51/ 100

Moderate

Transit & Bike

Transit 15Bike 59

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£385,000

At the asking price

Monthly rent£2,100/mo

Evidenced range £1,950-£2,250

Interest rate5.4%

Loan to value75%

Cash required: £126,050
Net cash flow: £154/mo
Cash on cash: 1.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.62 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£409,000

Rent Estimate (pcm)£2,100

Gross Yield6.55%

1y Growth+11.5%

3y Growth+2.2%

5y Growth+3.1%

10y Growth+2.8%

Last Sold Price£375,000 (2023-08-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ME20 6GF

Approval Rate

-12mo

Development

low

26/01714/FL
Construction of three detached 3-bedroom houses on open land adjacent to 404 New Hythe Lane, Larkfield. Forming new crossover onto site, driveway, hardstandings, landscape and site boundary fences
Pending
26/01627/FL
Dropped kerb and hardstanding
Pending
26/01623/LDP
Lawful Development Certificate Proposed: Extension of dropped kerb
Approved

View Planning Timeline