Lime Tree Cottage, 2 High Street, Hadlow, Tonbridge, TN11 0EE

UPRN:10002914987Converted Flat3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band FEPC: D (60)

Data freshness:Listing· freshPlanning· 5mo agoOwnership· freshEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Lime Tree Cottage, 2 High Street, Hadlow, Tonbridge, TN11 0EE

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£331,000

£265k - £397kLow

Estimate

£331k

Range

£265k – £397k

Rent Estimate (pcm)

£1,650

£2k - £2k

Monthly

£1,650

Yield

7.92%

Verdict

Derived from HomePortfolio scores

Lime Tree Cottage earns an INVESTIGATE rating with HP Score 76/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (57/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

60/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

57/ 100

Moderate

Transit & Bike

Transit 9Bike 35

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£200,000-£250,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£1,650/mo

Evidenced range £1,500-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: £299/mo
Cash on cash: 4.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.96 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£331,000

Rent Estimate (pcm)£1,650

Gross Yield7.92%

1y Growth-

3y Growth-0.2%

5y Growth+1.4%

10y Growth+2.7%

Last Sold Price£326,000 (2005-12-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

1TN11 0EE

Approval Rate

-12mo

Development

low

26/02074/TNCA
Multi stemmed Leylandii and 1 x Conifer (applicants ref. T1 and T2) - Fell to ground level. 1 x Sycamore (applicants ref. T3) - Reduce by 30%, ensuring adequate clearance from property.
Pending
26/01946/FL
Repair and restoration of existing Victorian brickwork/rendering
Pending
26/01717/TPOC
20 x Cypress - Face trimming to remove annual growth (approximately 30-40cm) pruning back to strong green growth. Group G1 of Tree Preservation Order
Pending

View Planning Timeline

Ownership

Corporate Ownership74%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2005-12-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,106

Population Density147 /km²

Owner Occupied82%

Age Distribution

0-15 15%16-64 60%65+ 25%

View Area Profile

Schools Nearby

Hadlow Primary School
0.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Hadlow Rural Community School
0.4 mi
Requires improvement
Woodlands Primary School
2.0 mi
Inspected as Woodlands Infant School (URN 118466) on 29 Jan 2014
East Peckham Primary School
2.0 mi
Report card2025
Ofsted no longer awards a single overall grade.

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Lime Tree House, 4 High Street
-
£616k
-
Commercial House High Street
-
£375k
-
Commercial House High Street
-
£225k
-
Commercial House High Street
-
£225k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN