16 Fairfax Close, Biddulph, Stoke-on-Trent, ST8 6ER

UPRN:10002953733Purpose Built Flat1 bedsBuilt 1996-2002

LeaseholdCouncil Tax: Band AEPC: C (75)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

16 Fairfax Close, Biddulph, Stoke-on-Trent, ST8 6ER

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£82,000

£78k - £86kHigh

Estimate

£82k

Range

£78k – £86k

Rent Estimate (pcm)

£450

£450 - £500

Monthly

£450

Yield

7.20%

Verdict

Derived from HomePortfolio scores

16 Fairfax Close earns an INVESTIGATE rating with HP Score 68/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is good (78/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

69/ 100

Moderate

Crime Score

68/ 100

Elevated

Walkability

78/ 100

High

Transit & Bike

Transit 15Bike 47

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 4 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge2.5/15
claims [AVM +8.5% (HIGH), sold-comps +11.8%, £/sqft +11.6%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10002953733· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 13.2%· as of 30 Oct 2026
Rental economics17.2/40
gross yield 7.2%; range width penalty ×0.98
- valuation_snapshotsrent estimate 450/mo (range 450-500)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -116/mo, -26% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 222 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.7/15
198 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£56,000£86,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£75,000

At the asking price

Monthly rent£450/mo

Evidenced range £450-£500

Interest rate5.4%

Loan to value75%

Cash required: £23,800
Net cash flow: £58/mo
Cash on cash: 2.9%
Score at this price: 34

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.78 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10002953733Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 13.2%Valuation edge · as of 30 Oct 2026
valuation_snapshotsrent estimate 450/mo (range 450-500)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 450/mo (range 450-500)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 222 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£82,000

Rent Estimate (pcm)£450

Gross Yield7.20%

1y Growth+73.8%

3y Growth+5.7%

5y Growth+4.8%

10y Growth+3.8%

Last Sold Price£83,000 (2005-01-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningModerate
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0ST8 6ER

Approval Rate

-12mo

Development

low

SMD/2026/0454
Installation of replacement shop windows/doors at ground floor level
Pending
SMD/2026/0448
Demolition of the existing single-storey rear extension and replacement with a single-storey rear extension
Pending
SMD/2026/0410
Proposed permanent use as a small children's home within Use Class C2, accommodating a maximum of one child or young person at any time.
Rejected

View Planning Timeline

Ownership

Corporate Ownership64.7%
Overseas OwnershipNo
Lease Term Remaining227 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2005-01-05
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,065

Population Density-

Owner Occupied65%

Age Distribution

0-15 18%16-64 62%65+ 20%

View Area Profile

Schools Nearby

Kingsfield First School
0.3 mi
Good
Our Lady of Grace Catholic Academy
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Squirrel Hayes First School
0.7 mi
Good
Oxhey First School
0.7 mi
Outstanding

0 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

44 Fairfax Close
-
£223k
-
43 Fairfax Close
-
£270k
-
5 Fairfax Close
-
£88k
-
52 Fairfax Close
-
£85k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN