UPRN:10002992170Flat/Maisonette2 bedsBuilt before 1900
Shared ownershipCouncil Tax: Band BEPC: D (57)
Data freshness:●Listing· freshListing: fresh, refreshed 5d ago (2026-11-05T04:00:06.311246+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:32:07.705137+00:00)●Ownership· 1mo agoOwnership: ageing, refreshed 1mo ago (2026-10-10T15:35:17.049352+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T05:00:30.533230+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
71
/ 100
Mixed
Verdict
5 days ago
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
19 of 21 sources
Sale Estimate
£202,000
£192k - £212kHigh
Estimate
£202k
Range
£192k – £212k
Rent Estimate (pcm)
£850
£800 - £950
Monthly
£850
Yield
5.10%
Verdict
Derived from HomePortfolio scores
2 Galmpton Court earns an INVESTIGATE rating with HP Score 71/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (27/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is shared ownership. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
T1 Bay Tree: Reduce height by 2m to 4m Reduce canopy spread by 1m to approximately 3m and shape T2 Judas Tree Reduce height by 1m to 4m and canopy spread by approximately 1m to approximately 5m and shape All cuttings to be removed from site
Pending
P/2026/0601
Non-Material Amendment to P/2023/0235. Amendments sought: Addition of velux to front elevation. Addition of first floor window to side elevation, and reduction of glazing to doors on side elevation. Reduction in glazing to doors on rear extension
Pending
P/2026/0561
Certificate of Lawfulness for formation of rear extension, alterations to windows and doors, updated entrance and patio areas, installation of solar PV panels and green roof, and associated works.
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
15
Low confidence0 independent sourcesLead to verifyListing checked 5 Nov 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.
Valuation edge0/15
claims [AVM +1.0% (HIGH), sold-comps -25.0%, £/sqft -25.2%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
valuation_snapshotsestimate for 10002992170· as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 11 comps, dispersion 13.5%· as of 30 Oct 2026
Rental economics0.7/40
gross yield 5.1%; range width penalty ×0.85
valuation_snapshotsrent estimate 850/mo (range 800-950)· as of 13 Oct 2026· verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yield· as of 5 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -349/mo, -41% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 217 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity14.7/15
228 sales/12mo in area; valuation range width 10%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivity
£150,000£230,000
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£200,000
At the asking price
£850/mo
Evidenced range £800-£950
5.4%
75%
Cash required
£62,800
Net cash flow
-£87/mo
Cash on cash
-1.7%
Score at this price
15
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.26 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 10002992170Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 11 comps, dispersion 13.5%Valuation edge · as of 30 Oct 2026
valuation_snapshotsrent estimate 850/mo (range 800-950)Rental economics · as of 13 Oct 2026 · verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 5 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 850/mo (range 800-950)
Rental economics needs verification before you rely on it
listing text signals condition works - budget before trusting any yield
Plan
Before you offer
1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.
· verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026