85 Alfred Street, Ripley, DE5 3LE

UPRN:100030037814Terrace Property2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: D (60)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£135,000

£121k - £148kMedium

Estimate

£135k

Range

£121k – £148k

Rent Estimate (pcm)

£750

£700 - £750

Monthly

£750

Yield

6.93%

Verdict

Derived from HomePortfolio scores

85 Alfred Street earns an INVESTIGATE rating with HP Score 61/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is good (82/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

88/ 100

Elevated

Walkability

82/ 100

High

Transit & Bike

Transit 28Bike 59

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£129,950

At the asking price

Monthly rent£750/mo

Evidenced range £700-£750

Interest rate5.4%

Loan to value75%

Cash required: £40,385
Net cash flow: £81/mo
Cash on cash: 2.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.71 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£135,000

Rent Estimate (pcm)£750

Gross Yield6.93%

1y Growth+48.5%

3y Growth-2.0%

5y Growth+2.5%

10y Growth+3.8%

Last Sold Price£77,000 (2017-05-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DE5 3LE

Approval Rate

-12mo

Development

low

AVA/2026/0686
Detached garage to Plot 4 on Land at Out of Town Inn, Butterley Hill, Ripley
Pending
AVA/2026/0667
Proposed change of use of ground floor from Class B1, offices to Class C3 Dwelling (may affect the setting/character of a Listed Building)
Pending
AVA/2026/0586
Demolition of existing conservatory, erection of a single-storey rear extension, widening of the existing vehicular access and driveway, and associated external alterations.
Approved

View Planning Timeline

Ownership

Corporate Ownership75.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2017-05-08
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,823

Population Density725 /km²

Owner Occupied68%

Age Distribution

0-15 19%16-64 66%65+ 15%

View Area Profile

Schools Nearby

Lons Infant School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Ripley St John's Church of England Primary School and Nursery
0.4 mi
Good
Ripley Nursery School
0.5 mi
Good
Ripley Junior School
0.7 mi
Inspected as Ripley Junior School (URN 112611) on 20 Jun 2024

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

69 Alfred Street
-
£120k
-
100 Alfred Street
-
£192k
-
81 Alfred Street
-
£140k
-
77 Alfred Street
-
£133k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN