141 Victoria Avenue, Borrowash, Derby, DE72 3HF

UPRN:100030125293Detached House5 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band EEPC: E (51)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

141 Victoria Avenue, Borrowash, Derby, DE72 3HF

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£572,000

£543k - £600kHigh

Estimate

£572k

Range

£543k – £600k

Rent Estimate (pcm)

£2,450

£2k - £3k

Monthly

£2,450

Yield

5.12%

Verdict

Derived from HomePortfolio scores

141 Victoria Avenue earns an INVESTIGATE rating with HP Score 70/100. Investment score 45/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (52/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

45/ 100

Mixed

Crime Score

12/ 100

Low

Walkability

52/ 100

Moderate

Transit & Bike

Transit 18Bike 42

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£574,499

At the asking price

Monthly rent£2,450/mo

Evidenced range £2,250-£2,700

Interest rate5.4%

Loan to value75%

Cash required: £192,375
Net cash flow: -£243/mo
Cash on cash: -1.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.26 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£572,000

Rent Estimate (pcm)£2,450

Gross Yield5.12%

1y Growth-

3y Growth-1.2%

5y Growth+1.5%

10y Growth+4.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DE72 3HF

Approval Rate

-12mo

Development

low

PA/2026/0638
Proposed dropped kerb.
Approved
PA/2026/0598
Proposed demolition of existing commercial unit and replacement with new single dwelling house.
Pending
PA/2026/0577
Lawful development certificate for the proposed change of use of a dwellinghouse (C3) to a children's home for up to 2 children with 2 care staff.
Approved

View Planning Timeline

Ownership

Corporate Ownership65.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,673

Population Density1,702 /km²

Owner Occupied81%

Age Distribution

0-15 16%16-64 59%65+ 25%

View Area Profile

Schools Nearby

Ashbrook Junior School
0.2 mi
Good
Ashbrook Infant School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Asterdale Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Redhill Primary School
0.8 mi
Outstanding

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

107 Victoria Avenue
-
£200k
-
100 Victoria Avenue
-
£190k
-
163 Victoria Avenue
-
£250k
-
161 Victoria Avenue
-
£340k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN