7 Nydd Vale Terrace, Harrogate, HG1 5HA

UPRN:10003015449Converted Flat4 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band BEPC: D (60)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£268,000

£255k - £282kHigh

Estimate

£268k

Range

£255k – £282k

Rent Estimate (pcm)

£1,150

£1k - £1k

Monthly

£1,150

Yield

5.31%

Verdict

Derived from HomePortfolio scores

7 Nydd Vale Terrace earns an INVESTIGATE rating with HP Score 59/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (93/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

57/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

93/ 100

Excellent

Transit & Bike

Transit 48Bike 54

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a house but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£260,000

At the asking price

Monthly rent£1,150/mo

Evidenced range £1,050-£1,250

Interest rate5.4%

Loan to value75%

Cash required: £82,300
Net cash flow: -£81/mo
Cash on cash: -1.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.31 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£268,000

Rent Estimate (pcm)£1,150

Gross Yield5.31%

1y Growth+3.0%

3y Growth-0.6%

5y Growth+1.2%

10y Growth+1.6%

Last Sold Price£235,000 (2023-04-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1HG1 5HA

Approval Rate

-12mo

Development

low

26/07068/TCON
Crown Reduction (by up to 2m) of 1 no Cherry (T1) within Harrogate Conservation Area
Pending
26/06697/TCON
T2 Sycamore: Selective pruning of branch extending SW by 2m T4 Sycamore: remove epicormic growth around trunk base T5 Sycamore: crown lift to 2.5m above ground, remove epicormic growth T6 Oriental Plane: Crown lift to 3m above ground, lateral reduction by 1.5m T7 Hornbeam: lateral reduction by 1.5m T8 Cherry: crown lift to 2.5m, lateral reduction 1-2m
Pending
26/06696/TPO
T153/2008, T1 Ash - crown lift to 3 meters above footpath, crown lift to 5.5 meters above the road, remove deadwood (exempt works)
Pending

View Planning Timeline

Ownership

Corporate Ownership64%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2023-04-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,683

Population Density5,053 /km²

Owner Occupied22%

Age Distribution

0-15 9%16-64 80%65+ 11%

View Area Profile

Schools Nearby

Harrogate, Grove Road Community Primary School
0.3 mi
Good
Springwell Harrogate
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Strive for Education
0.4 mi
Good
Harrogate Language Academy
0.4 mi
-

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

33 Nydd Vale Terrace
-
£150k
-
26 Nydd Vale Terrace
-
£172k
-
35 Nydd Vale Terrace
-
£211k
-
7A Nydd Vale Terrace
-
£130k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN