181 Otley Road, Harrogate, HG2 0DA

UPRN:10003017050Detached House5 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band EEPC: D (58)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£571,000

£542k - £600kHigh

Estimate

£571k

Range

£542k – £600k

Rent Estimate (pcm)

£2,100

£2k - £2k

Monthly

£2,100

Yield

4.34%

Verdict

Derived from HomePortfolio scores

181 Otley Road earns an INVESTIGATE rating with HP Score 71/100. Investment score 52/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (57/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

57/ 100

Moderate

Transit & Bike

Transit 23Bike 32

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£580,000

At the asking price

Monthly rent£2,100/mo

Evidenced range £1,900-£2,350

Interest rate5.4%

Loan to value75%

Cash required: £194,300
Net cash flow: -£504/mo
Cash on cash: -3.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.07 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£571,000

Rent Estimate (pcm)£2,100

Gross Yield4.34%

1y Growth-

3y Growth+1.3%

5y Growth+0.8%

10y Growth+2.9%

Last Sold Price£307,500 (2005-11-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0HG2 0DA

Approval Rate

-12mo

Development

low

26/07333/PND
Prior notification for the demolition of an existing building on site.
Pending
26/07110/TPO
Fell 1 No Oak tree (T12) within tree preservation order 08/2012. (T1 on submitted plans)
Pending
26/06935/TPO
Crown lift to 8 m to clear building by 2 m of 1 No Beech tree (T1) Remove stem growth up to 6 meters of 2 No Lime (T2 and T4) and 1 No Chestnut (T3) within A1 of Tree Preservation Order - 06/1981
Pending

View Planning Timeline

Ownership

Corporate Ownership67%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2005-11-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,683

Population Density-

Owner Occupied82%

Age Distribution

0-15 19%16-64 55%65+ 26%

View Area Profile

Schools Nearby

Rossett School
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Rossett Acre Primary School
0.6 mi
Good
Ashville College
0.7 mi
Inspected by ISI
Harrogate Grammar School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

189 Otley Road
-
£330k
-
179 Otley Road
-
£525k
-
175 Otley Road
-
£500k
-
153 Otley Road
-
£290k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN