22 Hutton Gate, Harrogate, HG2 9QH

UPRN:10003019481Mid Terrace House3 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band EEPC: C (73)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£438,000

£416k - £460kHigh

Estimate

£438k

Range

£416k – £460k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

5.38%

Verdict

Derived from HomePortfolio scores

22 Hutton Gate earns an INVESTIGATE rating with HP Score 74/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (53/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

15/ 100

Low

Walkability

53/ 100

Moderate

Transit & Bike

Transit 22Bike 36

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£390,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,600-£1,900

Interest rate5.4%

Loan to value75%

Cash required: £127,800
Net cash flow: -£105/mo
Cash on cash: -1.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.33 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£438,000

Rent Estimate (pcm)£1,750

Gross Yield5.38%

1y Growth-

3y Growth+1.3%

5y Growth+0.8%

10y Growth+2.9%

Last Sold Price£332,000 (2018-01-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HG2 9QH

Approval Rate

-12mo

Development

low

26/06682/TCON
Works to 1 No Weeping Willow (T1) In Harrogate Conservation area. Lateral reduction of the north-east canopy by 1.5m, lateral reduction on the property side by approximately 1-1.5m. Works to 1 No Hawthorn (T2) Crown reduction by approximately 2m. Works to 1 No Red Robin (T3) Crown reduction by approximately 1.5m.
Pending
26/06346/TCON
Fell 2 no Prunus (T1 and T2) within Harrogate Conservation Area.
Pending
26/06301/TCON
Fell 1 no Lawson Cypress (T1) within Harrogate Conservation Area.
Pending

View Planning Timeline

Ownership

Corporate Ownership66.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-01-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,683

Population Density3,758 /km²

Owner Occupied74%

Age Distribution

0-15 21%16-64 57%65+ 22%

View Area Profile

Schools Nearby

Rossett Acre Primary School
0.3 mi
Good
Rossett School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Ashville College
0.4 mi
Inspected by ISI
Harrogate Grammar School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

14 Hutton Gate
-
£405k
-
38 Hutton Gate
-
£420k
-
34 Hutton Gate
-
£375k
-
30 Hutton Gate
-
£305k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN