97 Chesterfield Road, North Wingfield, Chesterfield, S42 5LF

UPRN:100030199448Detached Bungalow2 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band AEPC: D (63)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

97 Chesterfield Road, North Wingfield, Chesterfield, S42 5LF

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£256,000

£244k - £269kHigh

Estimate

£256k

Range

£244k – £269k

Rent Estimate (pcm)

£1,050

£950 - £1k

Monthly

£1,050

Yield

10.50%

Verdict

Derived from HomePortfolio scores

97 Chesterfield Road earns an INVESTIGATE rating with HP Score 60/100. Investment score 49/100 reflects below-average fundamentals. Crime intensity is moderate. Walkability is limited (46/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

49/ 100

Mixed

Crime Score

38/ 100

Elevated

Walkability

46/ 100

Mixed

Transit & Bike

Transit 19Bike 24

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£120,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £950-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £37,300
Net cash flow: £322/mo
Cash on cash: 10.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.59 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£256,000

Rent Estimate (pcm)£1,050

Gross Yield10.50%

1y Growth-20.7%

3y Growth-0.5%

5y Growth+0.4%

10y Growth+3.1%

Last Sold Price£222,500 (2022-03-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2S42 5LF

Approval Rate

-12mo

Development

low

26/00722/FLH
Demolition of side store and erection ot two storey side extension and carport
Pending
26/00712/FLH
Section 73 application to vary condition 2 and 3 of approved application 26/00562/FLH to reduce scheme size and place 3 windows in side elevation instead of 2 in approved plans
Pending
26/00642/FLH
Construction of a garage and retention of driveway accessed off Hucklow Avenue (change resubmission of 21/01264/FLH) (Amended Plans)
Pending

View Planning Timeline

Ownership

Corporate Ownership74.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-03-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,931

Population Density846 /km²

Owner Occupied38%

Age Distribution

0-15 22%16-64 61%65+ 17%

View Area Profile

Schools Nearby

North Wingfield Primary and Nursery Academy
0.1 mi
Good
Grassmoor Primary School
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Tupton Primary and Nursery Academy
0.9 mi
Good
Tupton Hall School
0.9 mi
Good

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

25 Chesterfield Road
-
£130k
-
87 Chesterfield Road
-
£118k
-
59 Chesterfield Road
-
£153k
-
39 Chesterfield Road
-
£120k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN