75 Cutthorpe Road, Chesterfield, S42 7AD

UPRN:100030200567Semi-Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band CEPC: C (70)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

75 Cutthorpe Road, Chesterfield, S42 7AD

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£419,000

£377k - £461kMedium

Estimate

£419k

Range

£377k – £461k

Rent Estimate (pcm)

£2,250

£2k - £2k

Monthly

£2,250

Yield

6.35%

Verdict

Derived from HomePortfolio scores

75 Cutthorpe Road earns an INVESTIGATE rating with HP Score 59/100. Investment score 42/100 reflects below-average fundamentals. Crime intensity is low. Walkability is limited (19/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

42/ 100

Mixed

Crime Score

21/ 100

Moderate

Walkability

19/ 100

Low

Transit & Bike

Transit 11Bike 29

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£2,250/mo

Evidenced range £2,100-£2,350

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: £123/mo
Cash on cash: 1.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.57 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£419,000

Rent Estimate (pcm)£2,250

Gross Yield6.35%

1y Growth-

3y Growth-0.5%

5y Growth+0.4%

10y Growth+3.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0S42 7AD

Approval Rate

-12mo

Development

low

26/00753/FLH
Side/front two-storey and single-storey extensions, together with the conversion of the existing garage to habitable accommodation and the provision of a new integrated garage to the front of the proposed extension.
Pending
26/00737/LB
Erection of two-storey side extension and associated external works (Listed Building) (Conservation area).
Pending
26/00736/FL
Erection of two-storey side extension and associated external works (Listed Building/Conservation Area)
Pending

View Planning Timeline