Manor Cottage, Shaw Lane, Farnham, Knaresborough, HG5 9JE

UPRN:10003021783Detached House4 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: E (51)

Data freshness:Listing· freshPrice Paid· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

Manor Cottage, Shaw Lane, Farnham, Knaresborough, HG5 9JE

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£1,095,000

£1.04M - £1.15MHigh

Estimate

£1.09M

Range

£1.04M – £1.15M

Rent Estimate (pcm)

£3,550

£3k - £4k

Monthly

£3,550

Yield

3.87%

Verdict

Derived from HomePortfolio scores

Manor Cottage earns an INVESTIGATE rating with HP Score 58/100. Investment score 40/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

58/ 100

Mixed

Investment Score

40/ 100

Mixed

Crime Score

7/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 11Bike 23

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.5% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10003021783· as of 9 Oct 2026
Rental economics0/40
gross yield 3.9%; range width penalty ×0.69
- valuation_snapshotsrent estimate 3550/mo (range 3100-4000)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,161/mo, -61% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 99 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.6/15
208 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£825,000£1,265,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,100,000

At the asking price

Monthly rent£3,550/mo

Evidenced range £3,100-£4,000

Interest rate5.4%

Loan to value75%

Cash required: £385,050
Net cash flow: -£1,255/mo
Cash on cash: -3.9%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.96 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10003021783Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 3550/mo (range 3100-4000)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3550/mo (range 3100-4000)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 99 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,095,000

Rent Estimate (pcm)£3,550

Gross Yield3.87%

1y Growth-

3y Growth-1.3%

5y Growth+1.1%

10y Growth+2.6%

Last Sold Price£950,000 (2022-07-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2HG5 9JE

Approval Rate

100%12mo

Development

low

26/05250/TCON
Pruning (to 5 meters) of 1 no Leylandi and 1 no Catoniaster SSP (T1 and T2) Crown Reduction (by 2.5 meters) of 1 no Holly Tree (T3) Fell 1 no Conifer (T4) Pruning of 1 no Weeping Willow (T5) Fell 1 no Cherry Tree (T6) Fell 1 no Ceanothus Thyrsoflorus (T7) within Farnham Conservation Area.
Approved
26/05133/FUL
Creation of new agricultural access (revised scheme).
Pending
26/02229/TCON
Fell 6 Leylandi, Fell 2 Holly and Crown reduction of 1 no acer by 1-2m in Farnham conservation area. I need to send this in an email The 6 inherited Leylandi are causing serious lack of light in our garden and the neighbours gardens of which we have received numerous complaints of lack of light and heavy branches falling off, therefore we wish to remove them. The 2 holly trees are too big and again cast shadow, these also need to be removed. The acer tree 2 meters from the Leylandi requires a crown reduction.
Approved

View Planning Timeline

Ownership

Corporate Ownership72.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-07-19
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

1 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,683

Population Density62 /km²

Owner Occupied82%

Age Distribution

0-15 16%16-64 57%65+ 27%

View Area Profile

Schools Nearby

Scotton Lingerfield Primary School
1.0 mi
Good
Staveley Community Primary School
1.8 mi
Good
Meadowside Academy
1.8 mi
Good
St Mary's Primary School Knaresborough, A Voluntary Catholic Academy
1.9 mi
Good

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Laragh Cottage Shaw Lane
-
£565k
-
Manor Farm Shaw Lane
-
£1.23M
-
Folly Cottage Shaw Lane
-
£420k
-
Manor Cottage Shaw Lane
-
£950k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN