8 St Andrews Gate, Kirkby Malzeard, Ripon, HG4 3SP

UPRN:10003022229Detached House4 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band EEPC: D (63)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

8 St Andrews Gate, Kirkby Malzeard, Ripon, HG4 3SP

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£409,000

£389k - £430kHigh

Estimate

£409k

Range

£389k – £430k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

5.03%

Verdict

Derived from HomePortfolio scores

8 St Andrews Gate earns an INVESTIGATE rating with HP Score 63/100. Investment score 52/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (14/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

14/ 100

Low

Transit & Bike

Transit 8Bike 5

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£369,950

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,400-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £120,783
Net cash flow: -£176/mo
Cash on cash: -1.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.24 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£409,000

Rent Estimate (pcm)£1,550

Gross Yield5.03%

1y Growth-

3y Growth+1.2%

5y Growth+1.4%

10y Growth+3.5%

Last Sold Price£155,000 (2001-08-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HG4 3SP

Approval Rate

-12mo

Development

low

26/05637/FULMAJ
Siting of 5 holiday lodges, ancillary wellness area and associated works and landscaping.
Pending
26/04970/PNA
General purpose agricultural building
Approved
26/02388/DISCON
Approval of details under Condition 6 (phase 2 intrusive site investigation report) of planning permission ZC25/00108/FUL Conversion of stable into Holiday Let. Works to include partial demolition, 3no. new window openings, application of render to walls and new roof
Decided

View Planning Timeline

Ownership

Corporate Ownership75.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2001-08-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,683

Population Density23 /km²

Owner Occupied75%

Age Distribution

0-15 17%16-64 54%65+ 29%

View Area Profile

Schools Nearby

Kirkby Malzeard Church of England Primary School
0.3 mi
Good
Grewelthorpe Church of England Primary School
1.3 mi
Inspected as Grewelthorpe Church of England Primary School (URN 121565) on 30 Mar 2022
Fountains Church of England Primary School
2.7 mi
Inspected as Fountains Church of England Primary School (URN 121584) on 3 Dec 2019
St Nicholas Church of England Primary School, West Tanfield
3.7 mi
Good

3 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

6 St Andrews Gate
-
£314k
-
17 St Andrews Gate
-
£325k
-
12 St Andrews Gate
-
£495k
-
6 St Andrews Gate
-
£318k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN