118 Heath Lane, Findern, Derby, DE65 6AR

UPRN:100030237111Semi-Detached House2 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band BEPC: D (64)

Data freshness:Listing· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 5mo ago

118 Heath Lane, Findern, Derby, DE65 6AR

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£228,000

£217k - £240kHigh

Estimate

£228k

Range

£217k – £240k

Rent Estimate (pcm)

£1,050

£1k - £1k

Monthly

£1,050

Yield

5.48%

Verdict

Derived from HomePortfolio scores

118 Heath Lane earns an INVESTIGATE rating with HP Score 65/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (22/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

22/ 100

Low

Transit & Bike

Transit 6Bike 27

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£230,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £1,000-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £72,400
Net cash flow: -£49/mo
Cash on cash: -0.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.35 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£228,000

Rent Estimate (pcm)£1,050

Gross Yield5.48%

1y Growth-

3y Growth+0.3%

5y Growth+2.0%

10y Growth+2.9%

Last Sold Price£173,000 (2025-04-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2DE65 6AR

Approval Rate

-12mo

Development

low

DMPA/2026/0899
Retention of boundary fence
Conditions
DMOT/2026/0821
Approval of details required by condition 3 (site clearance) of permission ref. DMPA/2024/0175 relating to The variation of condition no. 2 (Design amendments) of permission ref DMPA/2022/0270 The demolition of existing buildings and construction of new mixed use development, with associated works at
Approved
DMOT/2026/0717
Approval of details required by conditions 3 (materials), and 5 (Biodiversity Enhancement) of permission ref. DMPA/2025/1641 relating to Proposed men's shed at
Approved

View Planning Timeline

Ownership

Corporate Ownership69.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2025-04-03
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,452

Population Density399 /km²

Owner Occupied79%

Age Distribution

0-15 16%16-64 59%65+ 25%

View Area Profile

Schools Nearby

Findern Primary School
0.3 mi
Good
Willington Primary School
1.0 mi
Good
Highfields Spencer Academy
1.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Repton School
1.7 mi
Inspected by ISI

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

120 Heath Lane
-
£133k
-
118 Heath Lane
-
£173k
-
124 Heath Lane
-
£235k
-
124 Heath Lane
-
£200k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN