10 Union Road, Swadlincote, DE11 0QF

UPRN:100030259072Terrace Property3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: B (86)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£129,000

£122k - £135kHigh

Estimate

£129k

Range

£122k – £135k

Rent Estimate (pcm)

£700

£650 - £750

Monthly

£700

Yield

7.00%

Verdict

Derived from HomePortfolio scores

10 Union Road earns an INVESTIGATE rating with HP Score 72/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (63/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

28/ 100

Moderate

Walkability

63/ 100

Moderate

Transit & Bike

Transit 39Bike 59

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£120,000

At the asking price

Monthly rent£700/mo

Evidenced range £650-£750

Interest rate5.4%

Loan to value75%

Cash required: £37,300
Net cash flow: £80/mo
Cash on cash: 2.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.73 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£129,000

Rent Estimate (pcm)£700

Gross Yield7.00%

1y Growth+87.9%

3y Growth-0.9%

5y Growth+2.6%

10y Growth+3.8%

Last Sold Price£67,000 (2011-09-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0DE11 0QF

Approval Rate

-12mo

Development

low

DMOT/2026/1304
The removal of a decayed stem and crown reduction of a common Ash tree at
Pending
DMPA/2026/1277
Proposed single storey rear extension at
Pending
DMOT/2026/1221
Approval of details required by condition 27 (surface water) of permission ref. DMPA/2022/0285 relating to The variation of condition no. 2 (Approved plans) of permission ref. DMPA/2020/0347 (relating to the demolition of existing buildings and structures and the erection of 25 dwellings and associated works) to allow alterations to access roads and other associated works on
Pending

View Planning Timeline

Ownership

Corporate Ownership77%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2011-09-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,452

Population Density-

Owner Occupied72%

Age Distribution

0-15 19%16-64 59%65+ 22%

View Area Profile

Schools Nearby

St Edward's Catholic Academy
0.1 mi
Good
Elmsleigh Infant & Nursery School
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
The Pingle Academy
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Springfield Junior School
0.3 mi
Good

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

8 Union Road
-
£82k
-
28 Union Road
-
£155k
-
16 Union Road
-
£83k
-
2 Union Road
-
£153k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN