46 Wisgreaves Road, Derby, DE24 8RQ

UPRN:100030375656Terrace Property2 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band AEPC: C (75)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£160,000

£144k - £176kMedium

Estimate

£160k

Range

£144k – £176k

Rent Estimate (pcm)

£850

£800 - £900

Monthly

£850

Yield

6.00%

Verdict

Derived from HomePortfolio scores

46 Wisgreaves Road earns an INVESTIGATE rating with HP Score 64/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is good (75/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

63/ 100

Elevated

Walkability

75/ 100

High

Transit & Bike

Transit 13Bike 68

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£170,000

At the asking price

Monthly rent£850/mo

Evidenced range £800-£900

Interest rate5.4%

Loan to value75%

Cash required: £53,200
Net cash flow: £15/mo
Cash on cash: 0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£160,000

Rent Estimate (pcm)£850

Gross Yield6.00%

1y Growth-

3y Growth+0.0%

5y Growth+3.9%

10y Growth+3.9%

Last Sold Price£128,000 (2022-09-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DE24 8RQ

Approval Rate

-12mo

Development

low

26/01266/FUL
Change of use from two dwelling houses (Use Class C3) to two residential care homes for a maximum of three adult residents per property (Use Class C2)
Pending
26/01325/FUL
Change of use from retail (Use Class E) to tyre fitting and sales (Use Class B2) and erection of a canopy - retrospective application
Pending
26/01327/FUL
Change of use from a dwelling (Use Class C3) to a children's care home for a maximum of four children (Use Class C2) and alterations to outbuilding to form an ancillary office
Pending

View Planning Timeline

Ownership

Corporate Ownership64.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-09-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,467

Population Density4,284 /km²

Owner Occupied59%

Age Distribution

0-15 18%16-64 65%65+ 17%

View Area Profile

Schools Nearby

Kingsmead School
0.1 mi
Inspected as Kingsmead School (URN 135345) on 30 Sep 2021
Lakeside Primary Academy
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Wyndham Spencer Academy
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Landau Forte Academy Moorhead
0.8 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

1 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Peakdale House, 2 Wisgreaves Road
-
£75k
-
30 Wisgreaves Road
-
£160k
-
Peakdale House, 2 Wisgreaves Road
-
£98k
-
46 Wisgreaves Road
-
£128k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN