151 Charles Street, Sileby, Loughborough, LE12 7SH

UPRN:100030438232-Beds -Built 1976-1982

Tenure: -Council Tax: Band DEPC: D (60)

Data freshness:Listing· freshPrice Paid· freshPlanning· 3mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

151 Charles Street, Sileby, Loughborough, LE12 7SH

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£269,000

£255k - £282kHigh

Estimate

£269k

Range

£255k – £282k

Rent Estimate (pcm)

£1,100

£1k - £1k

Monthly

£1,100

Yield

4.89%

Verdict

Derived from HomePortfolio scores

151 Charles Street earns an INVESTIGATE rating with HP Score 67/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (40/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

24/ 100

Moderate

Walkability

40/ 100

Mixed

Transit & Bike

Transit 8Bike 34

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£270,000

At the asking price

Monthly rent£1,100/mo

Evidenced range £1,000-£1,200

Interest rate5.4%

Loan to value75%

Cash required: £85,800
Net cash flow: -£150/mo
Cash on cash: -2.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.21 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£269,000

Rent Estimate (pcm)£1,100

Gross Yield4.89%

1y Growth-

3y Growth-0.6%

5y Growth+1.8%

10y Growth+3.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0LE12 7SH

Approval Rate

-12mo

Development

low

P/26/1962/2
T1 - Cherry - Fell. T2 - Willow - Crown lift to 4m from ground level branches overhanging driveway of number 51. Removal of deadwood overhanging boundary of number 51. Reduce remaining limbs by 1.5m from branch tips to suitable growth points. Remove branches interfering with phone lines. Reduce branch tips by 0.5 m of phone lines. T3 - Holly- Fell.
Pending
P/26/1815/2
Non-Material Amendment to Condition 1 (Approved Plans) of Planning Application P/21/0549/2 : Erection of 108 dwellings with access served off Cemetery Road -Variation of conditions 2, 3, 4, 5, 6, 7, 8, 9, 10, 17, and 19 of P/16/1359/2 as amended by Planning Applications P/24/0947/2 and P/26/1513/2. Amendment comprises alteration to brick specification.
Approved
P/26/1528/2
Erection of single storey rear extension
Approved

View Planning Timeline

Ownership

Corporate Ownership78.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,550

Population Density-

Owner Occupied71%

Age Distribution

0-15 15%16-64 68%65+ 17%

View Area Profile

Schools Nearby

Cossington Church of England Primary School
0.5 mi
GoodConcerns
Sileby Redlands Community Primary School
0.6 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Highgate Primary School
1.0 mi
Good
Ratcliffe College
1.3 mi
Inspected by ISI

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

81 Charles Street
-
£203k
-
103 Charles Street
-
£323k
-
159 Charles Street
-
£225k
-
117 Charles Street
-
£251k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN